Bank · FDIC insured
Piedmont Federal Bank Savings Rates
Piedmont Federal Bank’s best savings rate is 2.25% APY on $10,000, with its Companion Deposit Account. Rates checked October 22, 2026.
How Piedmont Federal Bank’s savings rates compare
Compared with banks and credit unions near Winston-Salem, NC, where Piedmont Federal Bank has the most branches. $10,000, best rate first.
This bank’s best
Piedmont Federal Bank
2.25%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $225
Companion Deposit Account
Top rate
American Pride Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $500
2nd-highest rate
Truliant Federal Credit Union
3.40%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $340
Piedmont Federal Bank savings score
89
Savings score
Higher than 86% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0002.25%
- $100,000 balance$100,0002.25%
- QualifiedQualified2.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Piedmont Federal Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Companion Deposit Account
2.25%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0A minimum balance of $0.01 must be maintained each day to obtain the disclosed APY.Over $0 | 2.25% | $225 | A minimum balance of $0.01 must be maintained each day to obtain the disclosed APY. |
Sources (1)
- piedmontfederal.bank/rates · captured Sep 19, 2026
Money Markets
0.20%APY
Checking accounts and Money Market accounts are subject to fees, which may reduce the annual percentage yield. A minimum balance of $0.01 must be maintained in the account each day to obtain the disclosed annual percentage yield.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $10,000A minimum balance of $0.01 must be maintained in the account each day to obtain the disclosed annual percentage yield. Fees may reduce APY. | 0.20% | — | A minimum balance of $0.01 must be maintained in the account each day to obtain the disclosed annual percentage yield. Fees may reduce APY. |
| $10,000 – $25,000A minimum balance of $0.01 must be maintained in the account each day to obtain the disclosed annual percentage yield. Fees may reduce APY. | 0.20% | $20 | A minimum balance of $0.01 must be maintained in the account each day to obtain the disclosed annual percentage yield. Fees may reduce APY. |
| $25,000 – $50,000A minimum balance of $0.01 must be maintained in the account each day to obtain the disclosed annual percentage yield. Fees may reduce APY. | 0.25% | — | A minimum balance of $0.01 must be maintained in the account each day to obtain the disclosed annual percentage yield. Fees may reduce APY. |
| $50,000 – $100,000A minimum balance of $0.01 must be maintained in the account each day to obtain the disclosed annual percentage yield. Fees may reduce APY. | 0.40% | — | A minimum balance of $0.01 must be maintained in the account each day to obtain the disclosed annual percentage yield. Fees may reduce APY. |
| $100,000 – $250,000A minimum balance of $0.01 must be maintained in the account each day to obtain the disclosed annual percentage yield. Fees may reduce APY. | 0.50% | — | A minimum balance of $0.01 must be maintained in the account each day to obtain the disclosed annual percentage yield. Fees may reduce APY. |
| $250,000 – $500,000A minimum balance of $0.01 must be maintained in the account each day to obtain the disclosed annual percentage yield. Fees may reduce APY. | 0.60% | — | A minimum balance of $0.01 must be maintained in the account each day to obtain the disclosed annual percentage yield. Fees may reduce APY. |
| $500,000 – $1,000,000,000A minimum balance of $0.01 must be maintained in the account each day to obtain the disclosed annual percentage yield. Fees may reduce APY. | 1.30% | — | A minimum balance of $0.01 must be maintained in the account each day to obtain the disclosed annual percentage yield. Fees may reduce APY. |
Sources (1)
- piedmontfederal.bank/rates · captured Sep 19, 2026
Statement Savings
0.05%APY
No monthly fee when you meet the following requirement: Maintain a $100 average daily balance; otherwise $2 monthly fee. A minimum balance of $0.01 must be maintained to obtain the disclosed APY.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMonthly fee waived with $100 average daily balance; otherwise $2 monthly fee.Any balance | 0.05% | $5 | Monthly fee waived with $100 average daily balance; otherwise $2 monthly fee. |
Special-purpose accounts
PFStart / PFGo Savings
0.05%APY
Youth savings account for ages 0 to 18. No monthly maintenance fee.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500For ages 0-18. A minimum balance of $0.01 must be maintained each day to obtain the disclosed APY. | 0.20% | — | For ages 0-18. A minimum balance of $0.01 must be maintained each day to obtain the disclosed APY. |
| Over $2,500Balances over $2,500 earn a blended rate of 0.20% - 0.05%. For ages 0-18. A minimum balance of $0.01 must be maintained each day to obtain the disclosed APY. | 0.05% | $5 | Balances over $2,500 earn a blended rate of 0.20% - 0.05%. For ages 0-18. A minimum balance of $0.01 must be maintained each day to obtain the disclosed APY. |
Sources (3)
- piedmontfederal.bank/personal/students-youth
- piedmontfederal.bank/personal/savings
- piedmontfederal.bank/rates
All captured Sep 19, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.