Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Lafayette, IN metro
- 3.75%APY$375 a year on $10,000
Requirements
Product: No fee with balances over $1,000.
Offer: Earn up to 3.75% APY. No fee with balances over $1,000.
Rate checked
More details - 3.35%APY$335 a year on $10,000with conditions
Requirements
Product: Part of the Connect Checking and Savings bundle. Connect Savings requires $0 to open in branch or $50 online. Earns tiered APY based on the number of qualified debit card transactions per statement cycle. If qualifications are not met, Connect Savings converts to Statement Savings.
Offer: Requires 25 or more qualified debit card transactions posted per statement cycle. Opening deposit is $0 in branch or $50 online.
Qualified rate · Effective Jul 1, 2026
Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 2 branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 2 branches
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - 2.75%APY$275 a year on $10,000with conditions
Requirements
Product: Part of the Connect Checking and Savings bundle. Connect Savings requires $0 to open in branch or $50 online. Earns tiered APY based on the number of qualified debit card transactions per statement cycle. If qualifications are not met, Connect Savings converts to Statement Savings.
Offer: Requires 16 - 24 qualified debit card transactions posted per statement cycle. Opening deposit is $0 in branch or $50 online.
Qualified rate · Effective Jul 1, 2026
Rate checked
More details - First Farmers Bank & TrustPrime Money MarketPrime Money Market · $0 min · 2.70%–3.45% by balance
Bank · 3 branches
2.70%APY$270 a year on $10,000Requirements
Product: APY tiers apply to the entire balance based on average daily balance.
2.66% interest rate · Effective Aug 1, 2024
Rate by balance
Rate by balance for Prime Money Market Balance APY Up to $100,000Your amount 2.70% $100,000 – $225,000 3.20% $225,000 – $300,000 3.45% $300,000 and up 3.45% Rate checked
More details - 2.50%APY$250 a year on $10,000with conditions
Requirements
Product: Must be linked/paired to free KB High Yield Checking or KB Cash Back Checking with automatic transfers of earnings. To qualify for the higher rate tier during each Monthly Qualification Cycle: at least 12 debit card purchases, at least 1 direct deposit or ACH Payment or ACH Credit transaction, and enroll in and agree to receive E-Statements. Limit of one KB High Yield Checking/Cash Back Checking account and one KB High Yield Saver account per Social Security number as primary owner.
Offer: When qualifications in linked KB High Yield Checking or KB Cash Back Checking are met during a Monthly Qualification Cycle (at least 12 debit card purchases, at least 1 direct deposit or ACH Payment/Credit transaction, enrolled in E-Statements).
Qualified rate · Balance cap $100,000 · No monthly fee · Effective Jul 1, 2026
Rate checked
More details - Security Federal Savings BankSecFed High Yield Money MarketSecFed High Yield Money Market · $50 min · 0.10%–3.30% by balance
Bank · 3 branches
2.02%APY$202 a year on $10,000Requirements
Product: Interest paid on balances up to $7.5 million. $7.50 monthly service fee avoided with $5,000 minimum balance.
Offer: $7.50 monthly service fee waived with $5,000 minimum balance.
0.10% interest rate · $7.50 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for SecFed High Yield Money Market Balance APY Over $0 0.10% $5,000 and upYour amount 2.02% $100,000 and up 2.53% $250,000 – $7,500,000 3.30% Rate checked
More details - Staley Credit UnionPreferred Money Market AccountsPreferred Money Market Accounts · $0 min · 0.10%–2.75% by balance
Credit union · 2 branches
1.30%APY$130 a year on $10,000Rate by balance
Rate by balance for Preferred Money Market Accounts Balance APY Up to $2,000 0.10% $2,001 – $10,000Your amount 1.30% $10,001 – $25,000 1.80% $25,001 – $50,000 2.15% $50,001 – $150,000 2.25% $150,001 and up 2.75% Rate checked
More details - Industrial Federal Credit UnionFunds Manager SavingsSavings · $2,500 min · 0.00%–2.27% by balance
Credit union · 5 branches
1.01%APY$101 a year on $10,000Requirements
Product: Dividends are compounded and paid monthly. Minimum balance to open is $2,500.
0.00% interest rate
Rate by balance
Rate by balance for Funds Manager Savings Balance APY Up to $2,500 0.00% $2,500 – $10,001Your amount 1.01% $10,001 – $25,000 1.11% $25,000 – $100,000 1.31% $100,000 – $250,000 1.87% $250,000 and up 2.27% Rate checked
More details - Industrial Federal Credit UnionFunds ManagerFunds Manager · 0.00%–2.27% by balance
Credit union · 5 branches
1.01%APY$101 a year on $10,000Requirements
Offer: Assumes dividends remain in account until maturity. Fees may reduce earnings. Minimum balance $2,500.00.
0.00% interest rate · Effective Oct 2, 2026
Rate by balance
Rate by balance for Funds Manager Balance APY Up to $2,500 0.00% $2,500 – $10,001Your amount 1.01% $10,001 – $25,000 1.11% $25,000 – $100,000 1.31% $100,000 – $250,000 1.87% $250,000 and up 2.27% Rate checked
More details - Purdue Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.10%–2.53% by balance
Credit union · 12 branches
1.00%APY$100 a year on $10,000Requirements
Product: Membership eligibility required. $5 deposit in Member Ownership Share required.
Offer: Tier 1 rate.
0.10% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $7,500 0.10% $7,500 – $25,000Your amountTier 2 rate. 1.00% $25,000 – $100,000Tier 3 rate. 1.31% $100,000 – $250,000Tier 4 rate. 1.76% $250,000 and upTier 5 rate. 2.53% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: $2.00 service charge if average monthly balance falls below $100.00; $1.00 excess withdrawal fee for each withdrawal in excess of six per calendar month; variable rate subject to change; quarterly compounding.
Offer: Interest compounded and credited quarterly; variable rate.
0.50% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Statement Savings Balance APY Up to $99,999Your amount 0.50% $100,000 – $999,999 0.85% $1,000,000 and up 1.00% Rate checked
More details - Alliance BankPersonal Money MarketPersonal Money Market · $0 min · 0.34%–1.00% by balance
Bank · 2 branches
0.34%APY$34 a year on $10,000Requirements
Product: Tiered-Interest Bearing Account. Interest is compounded and credited monthly to the account balance. $10.00 Monthly Service Charge waived by maintaining a minimum daily balance of $5,000 or more. Free Online Statements; Paper Statements available for $3 per month.
Offer: Monthly service charge waived with minimum daily balance of $5,000 or more.
0.34% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $25,000Your amount 0.34% $25,000 – $50,000 0.49% $50,000 – $100,000 0.75% $100,000 – $250,000 0.90% $250,000 and up 1.00% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Lafayette, IN metro
40 accounts at 16 banks and credit unions · checked Oct 6–16
- Typical
- 0.10%
- Top 10% from
- 2.79%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.13%
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Lafayette, IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Security Federal Savings BankBank · 3 branches