Bank · FDIC insured
First Farmers Bank & Trust
A $3.5B bank, the 367th largest of 4,207, headquartered in Converse, IN, with 37 branches in 2 states. Best rates: savings 2.70% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: published rates need another account or activity, so they are not scored. Savings: no rate at the amounts we compare. Auto loans: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all). Credit cards: no rates found on its website.
- CDs—4.25%Needs another account or monthly activityCD rates →
- Savings—4.00%Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First Farmers Bank & Trust
Founded in 1885 when Mark Tully established Mark Tully Exchange Bank in Converse, Indiana, First Farmers Bank & Trust serves individuals, families, and businesses across Indiana and Illinois.
Owned by parent company First Farmers Financial Corp., the institution adopted the name First Farmers Bank & Trust in 1995 while expanding across multiple counties.
- Headquarters
- 123 N Jefferson St, Converse, IN 46919
- FDIC certificate
- 12839 ↗
Branches
37 branches in 2 states
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Indiana
32 branches
Indianapolis area · 6
- Carmel Branch175 S Rangeline Rd, Carmel, IN 46032Directions
- Cicero Branch1100 S Peru St, Cicero, IN 46034Directions
- Elwood Branch10077 N State Road 37, Elwood, IN 46036Directions
- Lebanon Branch1511 W South St, Lebanon, IN 46052Directions
- Sheridan Branch2400 W State Road 38, Sheridan, IN 46069Directions
- Tipton Branch825 E Jefferson St, Tipton, IN 46072Directions
Kokomo area · 6
- Greentown Branch603 W Main St, Greentown, IN 46936Directions
- Kokomo Central Branch501 W Lincoln Rd, Kokomo, IN 46902Directions
- Kokomo North Office2041 N Reed Rd, Kokomo, IN 46901Directions
- Kokomo South Branch410 Flint Way, Kokomo, IN 46902Directions
- Kokomo Square Branch101 W Sycamore St, Kokomo, IN 46901Directions
- Russiaville Branch160 W Main St, Russiaville, IN 46979Directions
Terre Haute area · 5
- Brazil Branch103 W National Ave, Brazil, IN 47834Directions
- Clay City Branch801 Main St, Clay City, IN 47841Directions
- 32 South Court Street Branch32 S Court St, Sullivan, IN 47882Directions
- Terre Haute Branch315 E Davis Dr, Terre Haute, IN 47802Directions
- Terre Haute East Branch2359 S State Road 46, Terre Haute, IN 47803Directions
Peru area · 3
- First Farmers Bank & Trust Co.Main office123 N Jefferson St, Converse, IN 46919Directions
- Peru North Branch858 N Broadway, Peru, IN 46970Directions
- Peru River Branch120 S Broadway, Peru, IN 46970Directions
Lafayette area · 3
- Flora Branch709 E Columbia St, Flora, IN 46929Directions
- Lafayette Central Branch3510 State Road 38 E, Lafayette, IN 47905Directions
- Lafayette Downtown Branch639 Main Street, Lafayette, IN 47901Directions
Marion area · 2
- The Citizens Exchange Bank Branch102 S Main St, Fairmount, IN 46928Directions
- Marion Branch1710 W Kem Rd, Marion, IN 46952Directions
Logansport area · 2
- Galveston Branch112 S California St, Galveston, IN 46932Directions
- Logansport Branch3910 E Market St, Logansport, IN 46947Directions
Plymouth area · 1
- Culver Branch101 N Main St, Culver, IN 46511Directions
Huntington area · 1
- Huntington Branch244 Hauenstein Rd, Huntington, IN 46750Directions
Knox area · 1
- Knox Branch1402 S Heaton St, Knox, IN 46534Directions
North Judson area · 1
- North Judson Keller Branch302 Keller Ave, North Judson, IN 46366Directions
Wabash area · 1
- Wabash Branch1004 N Cass St, Wabash, IN 46992Directions
Illinois
5 branches
Danville area · 2
- Hoopeston Branch905 S Dixie Hwy, Hoopeston, IL 60942Directions
- Oakwood Branch106 S Oakwood St, Oakwood, IL 61858Directions
Chrisman area · 1
- Chrisman Branch147 W Monroe Ave, Chrisman, IL 61924Directions
Charleston area · 1
- Oakland Branch12 W Main St, Oakland, IL 61943Directions
Paris area · 1
- Paris East Branch8964 N Terre Haute Rd, Paris, IL 61944Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.06% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 1.00% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.65% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $85 | $88 | — |
- CapitalLeverage ratio10.06%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent1.00%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.65%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$85Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First Farmers Bank & Trust are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.