Bank · FDIC insured
Alliance Bank
A $454.8M bank headquartered in Francesville, IN, with 7 branches in Indiana. Best rates: CDs 3.55% and savings 0.34% APY.
Alliance Bank Carrot Score
64
Carrot Score
Higher than 11% of U.S. banks and credit unions
#9 of 11 in Lafayette, IN metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Alliance Bank
Alliance Bank is a locally owned, independent community bank formed in 1930.
The bank operates seven offices serving clients in Benton, Jasper, Pulaski, White and surrounding counties.
- Headquarters
- 101 W Montgomery St., Francesville, IN 47946
- FDIC certificate
- 197 ↗
Branches
7 branches in Indiana
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Indiana
7 branches
Monticello area · 2
- Monon Branch319 N Market St, Monon, IN 47959Directions
- Monticello Branch209 Rickey Rd, Monticello, IN 47960Directions
Lafayette area · 2
- Otterbein Branch408 N Meadow St, Otterbein, IN 47970Directions
- Oxford Branch201 South Howard Street, Oxford, IN 47971Directions
Francesville area · 1
- Alliance BankMain office101 W Montgomery St., Francesville, IN 47946Directions
Chicago area · 1
- Rensselaer Branch501 S College Ave, Rensselaer, IN 47978Directions
Winamac area · 1
- Winamac Branch510 N Us Highway 35, Winamac, IN 46996Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 12.43% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.01% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 2.28% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $82 | $81 | — |
- CapitalLeverage ratio12.43%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.01%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets2.28%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$82Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Alliance Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.