Credit union · NCUA insured
Purdue Federal Credit Union Savings Rates
Purdue Federal Credit Union’s best savings rate is 1.00% APY on $10,000, with its Money Market. Rates checked October 15, 2026.
How Purdue Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Lafayette, IN, where Purdue Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Purdue Federal Credit Union
1.00%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $100
Money Market
Top rate
Horizon Bank
3.75%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $375
2nd-highest rate
Centier Bank
3.35%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $335
Purdue Federal Credit Union savings score
85
Savings score
Higher than 68% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0003.04%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Purdue Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
High-Yield Money Market
0.10%APY
Membership eligibility required. $5 deposit in Member Ownership Share required. Rate for balances $15,000 and greater is indexed to the U.S. Prime rate as published in the Wall Street Journal (APY no less than index minus 4%). In no case will account interest rate be less than 0.01%.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $15,000Tier 1 rate. | 0.10% | $10 | Tier 1 rate. |
| $15,000 and upTier 2 rate. | 3.04% | — | Tier 2 rate. |
Sources (3)
- purduefed.com/Resources/Information/Rates/Deposit-Rates
- purduefed.com/personal/accounts/money-market-accounts
- purduefed.com/tisa
All captured Oct 5, 2026
Money Market
1.00%APY
Membership eligibility required. $5 deposit in Member Ownership Share required.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $7,500Tier 1 rate. | 0.10% | — | Tier 1 rate. |
| $7,500 – $25,000Tier 2 rate. | 1.00% | $100 | Tier 2 rate. |
| $25,000 – $100,000Tier 3 rate. | 1.31% | — | Tier 3 rate. |
| $100,000 – $250,000Tier 4 rate. | 1.76% | — | Tier 4 rate. |
| $250,000 and upTier 5 rate. | 2.53% | — | Tier 5 rate. |
Sources (3)
- purduefed.com/Resources/Information/Rates/Deposit-Rates
- purduefed.com/personal/accounts/money-market-accounts
- purduefed.com/tisa
All captured Oct 5, 2026
Emergency Savings
0.59%APY on $10,000
Blended-rate account. Member must maintain a checking account to be eligible for Emergency Savings (if closed, converts to Basic Savings). Limited to one per tax-reported owner. HSA accounts and Business members are not eligible. Membership eligibility and $5 Member Ownership Share required.
| Part of the balance | Rate on that part |
|---|---|
| Up to $2,000 | 2.50% |
| $2,000 and up | 0.10% |
On $10,000 the tiers blend to about 0.59% APY, earning $59 a year.
Sources (2)
All captured Oct 5, 2026
Basic Savings
0.10%APY
Membership eligibility required. Requires a $5 deposit into Member Ownership Share account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable rate. Dividends compounded and credited monthly.Any balance | 0.10% | $10 | Variable rate. Dividends compounded and credited monthly. |
Sources (3)
- purduefed.com/Resources/Information/Rates/Deposit-Rates
- purduefed.com/personal/account…/primary-savings-account
- purduefed.com/tisa
All captured Oct 5, 2026
Special-purpose accounts
IRA Money Market Account
1.06%APY
Membership eligibility required. $5 deposit in Member Ownership Share required. Traditional and Roth IRAs available. IRS tax implications may apply.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $7,500Tier 1 rate. | 0.15% | — | Tier 1 rate. |
| $7,500 – $25,000Tier 2 rate. | 1.06% | $106 | Tier 2 rate. |
| $25,000 – $100,000Tier 3 rate. | 1.36% | — | Tier 3 rate. |
| $100,000 – $250,000Tier 4 rate. | 1.81% | — | Tier 4 rate. |
| $250,000 and upTier 5 rate. | 2.58% | — | Tier 5 rate. |
Sources (3)
- purduefed.com/Resources/Information/Rates/Deposit-Rates
- purduefed.com/personal/account…ra-money-market-accounts
- purduefed.com/tisa
All captured Oct 5, 2026
Health Savings (HSA) Savings
0.10%APY
Designed for individuals and families with high-deductible medical insurance plans. Membership eligibility required; $5 deposit in Member Ownership Share required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable rate. Dividends compounded and credited monthly.Any balance | 0.10% | $10 | Variable rate. Dividends compounded and credited monthly. |
Sources (3)
- purduefed.com/Resources/Information/Rates/Deposit-Rates
- purduefed.com/personal/accounts/health-savings-accounts
- purduefed.com/tisa
All captured Oct 5, 2026
Who can join Purdue Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.