Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–6 of 6 in Lafayette, IN metro · median 18.48% APR
- 9.90%APRas low as · up to 16.90%
9.90% APR, up to 16.90%
Terms
Variable APR ranging from 9.9% to 16.9% depending on credit history. No annual fee. 25-day grace period on purchases.
Credit card score 84 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - Industrial Federal Credit UnionFixed-Rate Classic Visa Credit Card · No annual fee
Credit union · 5 branches
11.50%APRas low asTerms
Tier 1. Fixed rate. No minimum interest charge. 25-day grace period.
Credit card score 75 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 18.48%APRas low as
Terms
Fixed APR of 18.48% for purchases. 25-day grace period for purchases and check transactions when entire balance paid by due date. No annual fee.
Credit card score 60 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 19.24%APRas low as · up to 28.24%
19.24% APR, up to 28.24%
Terms
$99 annual fee after the first 12 months. Variable APR based on Prime Rate and creditworthiness.
Credit card score 60
Rate checked · Credit cards rates on its site
Rates and branches - 26.74%APRas low as
Terms
Standard APR for Purchases varies with the market based on WSJ Prime Rate + margin of 19.74%.
Credit card score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Lafayette, IN metro
6 banks and credit unions · checked Sep 18–Oct 22
- Typical
- 18.48%
- Top 10% up to
- 10.70%
- Banks, typical
- 18.86%
- Credit unions, typical
- 10.70%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Lafayette, IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Security Federal Savings BankBank · 3 branches