Bank · FDIC insured
Alliance Bank Savings Rates
Alliance Bank’s best savings rate is 0.34% APY on $10,000, with its Personal Money Market. Rates checked October 15, 2026.
How Alliance Bank’s savings rates compare
Compared with banks and credit unions near Lafayette, IN, where Alliance Bank has the most branches. $10,000, best rate first.
This bank’s best
Alliance Bank
0.34%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $34
Personal Money Market
Top rate
Horizon Bank
3.75%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $375
2nd-highest rate
Centier Bank
3.35%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $335
Alliance Bank savings score
74
Savings score
Higher than 37% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.34%
- $100,000 balance$100,0000.90%
- QualifiedQualified0.34%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Alliance Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Personal Money Market
0.34%APY
Tiered-Interest Bearing Account. Interest is compounded and credited monthly to the account balance. $10.00 Monthly Service Charge waived by maintaining a minimum daily balance of $5,000 or more. Free Online Statements; Paper Statements available for $3 per month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Monthly service charge waived with minimum daily balance of $5,000 or more. | 0.34% | $34 | Monthly service charge waived with minimum daily balance of $5,000 or more. |
| $25,000 – $50,000Monthly service charge waived with minimum daily balance of $5,000 or more. | 0.49% | — | Monthly service charge waived with minimum daily balance of $5,000 or more. |
| $50,000 – $100,000Monthly service charge waived with minimum daily balance of $5,000 or more. | 0.75% | — | Monthly service charge waived with minimum daily balance of $5,000 or more. |
| $100,000 – $250,000Monthly service charge waived with minimum daily balance of $5,000 or more. | 0.90% | — | Monthly service charge waived with minimum daily balance of $5,000 or more. |
| $250,000 and upMonthly service charge waived with minimum daily balance of $5,000 or more. | 1.00% | — | Monthly service charge waived with minimum daily balance of $5,000 or more. |
Sources (2)
All captured Oct 5, 2026
Traditional Savings
0.10%APY
Monthly service charge of $4.00 is waived if the account owner is under age 25, age 65 or older, or maintains a minimum daily balance of $300.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMonthly service fee of $4.00 waived if under age 25, age 65 or older, or with a minimum daily balance of $300. Interest compounded and credited quarterly.Any balance | 0.10% | $10 | Monthly service fee of $4.00 waived if under age 25, age 65 or older, or with a minimum daily balance of $300. Interest compounded and credited quarterly. |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
Club Savings
0.05%APY
Requires funding via automatic transfers from an Alliance Bank checking account. Principal and interest paid out annually into checking account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo monthly service charge. Funded through automatic transfers from an Alliance Bank checking account. Principal and interest paid out annually into existing Alliance Bank checking account. Penalty for early withdrawal is any accrued interest.Any balance | 0.05% | $5 | No monthly service charge. Funded through automatic transfers from an Alliance Bank checking account. Principal and interest paid out annually into existing Alliance Bank checking account. Penalty for early withdrawal is any accrued interest. |
Sources (2)
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.