Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 826–840 results
- Suffolk Credit UnionSave Your Way AccountSavings · $5 min · 0.00%–2.50% by balance
Credit union · Add a location to see nearby branches
2.50%APY$250 a year on $10,000intro rateRequirements
Product: Promotional offer valid for accounts opened between June 1 and August 31, 2026 with new money. Promotional rate of 2.50% APY applies to balances up to $250,000 until December 31, 2026. Balances over $250,000 earn 0.05% APY. One free withdrawal per month; additional withdrawals incur a $10 fee. Standard schedule rate is 0.05% APY for balances $100 and greater.
Promotional rate · 0.00% interest rate · Effective Jun 1, 2026
Rate by balance
Rate by balance for Save Your Way Account Balance APY Up to $100 0.00% $100 – $250,000Your amountPromotional rate valid for accounts opened between June 1 and August 31, 2026 with new money; rate applies until December 31, 2026. 2.50% Over $250,000 0.05% Rate checked
More details - The City National Bank of TaylorKasasa SaverSavings · $100 min
Bank · Add a location to see nearby branches
2.50%APY$250 a year on $10,000with conditionsRequirements
Product: Available for Personal Accounts Only with Kasasa Cash or Kasasa Cash Back checking accounts. Requires maintaining a valid email address on record. Electronic statement delivery agreed; if 3 consecutive email notifications are returned, account converts to monthly paper statement delivery with $2.00 paper statement fee. $100 opening deposit required (may be split across accounts or waived if Kasasa Cash/Cash Back is already active). No monthly minimum balance.
Offer: Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate. Monthly qualification cycle requirements on checking: at least 1 direct deposit, ACH credit transaction, ATM deposit or mobile deposit; at least 15 debit card purchases; maintain a valid email address on record.
Qualified rate · 2.50% interest rate · Balance cap $25,000 · No monthly fee · Effective Jul 1, 2026
Rate checked
More details - Gulf Coast Federal Credit UnionKasasa SaverSavings · 2.33%–2.50% by balance
Credit union · Add a location to see nearby branches
2.50%APY$250 a year on $10,000with conditionsRequirements
Product: Requires a Kasasa Cash account. Variable rates. No minimum balance required to earn rewards. $5 minimum balance required per savings account. No recurring monthly maintenance charges.
Offer: When linked Kasasa Cash account qualifications are met during Monthly Qualification Cycle.
Qualified rate · 2.47% interest rate · No monthly fee
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $50,000Your amount 2.50% Over $50,000When linked Kasasa Cash account qualifications are met; dividend rate of 2.23% on portion over $50,000, resulting in APY range of 2.50% to 2.33%. 2.33% Rate checked
More details - Patelco Credit UnionMoney Market PlusMoney Market Plus · $1 min · 2.50%–3.25% by balance
Credit union · Add a location to see nearby branches
2.50%APY$250 a year on $10,000with conditionsRequirements
Product: Rates vary by tier and apply to the full balance. To attain higher rates, account requires a Patelco checking account (opened under the same Member Number) with recurring monthly deposits of $500 or more. If eligibility requirements are not met, account earns a lower default rate of 0.05% APY. New accounts earn tiered rates automatically for opening month and 2 months following. No monthly fee and no minimum balance requirements.
Offer: Requires meeting checking account relationship with $500+ monthly recurring deposit. Applies to full balance.
Qualified rate · 2.47% interest rate · No monthly fee · Effective Mar 1, 2026
Rate by balance
Rate by balance for Money Market Plus Balance APY Up to $50,000Your amount 2.50% $50,000 – $100,000 2.70% $100,000 – $250,000 3.00% $250,000 and up 3.25% Rate checked
More details - Sun Pacific Federal Credit UnionSun Fund Money MarketSun Fund Money Market · $5,000 min · 1.80%–3.51% by balance
Credit union · Add a location to see nearby branches
2.50%APY$250 a year on $10,000Requirements
Product: Effective as of 2026-04-21. Rates are subject to change at any time and are not guaranteed.
Offer: Balance $5,000 to less than $10,000
Effective Apr 21, 2026
Rate by balance
Rate by balance for Sun Fund Money Market Balance APY $5,000 – $9,999 1.80% $10,000 and upYour amount 2.50% $50,000 and up 3.51% Rate checked
More details - Coastal1 Credit UnionPremier Money Market SpecialPremier Money Market Special · $2,500 min · 1.00%–2.50% by balance
Credit union · Add a location to see nearby branches
2.50%APY$250 a year on $10,000Rate by balance
Rate by balance for Premier Money Market Special Balance APY Up to $10,000 1.00% $10,000 – $50,000Your amount 2.50% $50,000 – $100,000 2.50% $100,000 – $150,000 2.50% $150,000 – $250,000 2.50% $250,000 – $500,000 2.50% $500,000 and up 2.50% Rate checked
More details - Safeway Federal Credit UnionMoney MarketMoney Market · $5,000 min · 2.50%–3.70% by balance
Credit union · Add a location to see nearby branches
2.50%APY$250 a year on $10,000Requirements
Product: Minimum balance to earn interest is $5,000. Member is allowed 3 transactions per month to retain Money Market interest rate. Transfers from savings or money market accounts are limited to a total of 6 per month.
Offer: Minimum balance to earn interest $5,000. Member is allowed 3 transactions per month to retain Money Market interest rate.
Rate by balance
Rate by balance for Money Market Balance APY $5,000 – $49,999Your amount 2.50% $50,000 and up 3.70% Rate checked
More details - Nordstrom Federal Credit UnionFree Kasasa SaverSavings · $0 min · 0.25%–2.50% by balance
Credit union · Add a location to see nearby branches
2.50%APY$250 a year on $10,000with conditionsRequirements
Product: Must be linked to a Free Kasasa Cash or Kasasa Cash Back checking account. To earn qualifying rates, at least 12 debit card purchases must post and settle per Monthly Qualification Cycle and account must be enrolled in eStatements.
Offer: Applies to daily balances up to $25,000 when linked checking qualification requirements are met.
Qualified rate · 2.47% interest rate · No monthly fee
Rate by balance
Rate by balance for Free Kasasa Saver Balance APY Up to $25,000Your amount 2.50% $25,000 and up 0.25%* Rate checked
More details - Millbury National BankGold Money MarketGold Money Market · $500 min
Bank · Add a location to see nearby branches
2.47%APY$247 a year on $10,000with conditionsRequirements
Product: Must be part of the Preferred Customer program with a combined average deposit balance of $100,000 or more.
Offer: Must be part of the Preferred Customer program (Gold customers have a combined average deposit balance of $100,000 or more). Rate index is 30 Day Avg SOFR minus 35% of the 30 Day Avg SOFR rate index. Advertised interest is paid only on balances up to $1,000,000.00; balances over $1,000,000.00 will not earn interest on the portion over $1,000,000.00.
Qualified rate · 2.44% interest rate · Balance cap $1,000,000 · No monthly fee
Rate checked
More details - Potlatch No 1 Financial Credit UnionMoney Market AccountMoney Market Account · $500 min · 2.47%–3.49% by balance
Credit union · Add a location to see nearby branches
2.47%APY$247 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $500.00. Minimum average daily balance of $500.00 required to obtain disclosed APY. Early withdrawal penalties may apply. Account offers standard non-qualifying rates and qualifying bump rates when linked to an Ascend Checking account meeting monthly dividend qualifications.
Offer: Qualifying Bump Rate. Requires linking an Ascend Checking account and meeting monthly qualifications: 1) Enrollment in eStatements with a valid email, 2) Minimum of 20 posted debit card transactions per month (excluding ATM transactions), and 3) Monthly direct deposit of over $250. If qualifications are not met, defaults to standard non-qualifying rate.
Qualified rate · 2.45% interest rate · Effective Sep 22, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $500 – $25,000Your amount 2.47% $25,000 – $100,000 2.58% $100,000 – $250,000 3.29% $250,000 – $500,000 3.39% $500,000 and up 3.49% Rate checked
More details - BancFirstTreasury Fund AccountSavings · 0.00%–3.35% by balance
Bank · Add a location to see nearby branches
2.45%APY$245 a year on $10,000Requirements
Product: Tiered-rate savings account with 5 separate rate tiers where rate increases with balance. Minimum daily collected balance of $1,000 for interest to accrue. No monthly service charge. $10 per withdrawal assessed beginning with the 7th withdrawal per statement cycle (applies to checks, teller withdrawals, paper drafts, and ACH items).
Offer: Balances through $999.99 earn 0.00% interest. $1,000 minimum daily collected balance required for interest to accrue.
0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Treasury Fund Account Balance APY Up to $1,000 0.00% $1,000 – $50,000Your amount 2.45% $50,000 – $250,000 2.80% $250,000 – $1,000,000 3.15% $1,000,000 and up 3.35% Rate checked
More details - Navigant Credit UnionCompass Money MarketCompass Money Market · $2,500 min · 0.15%–2.60% by balance
Credit union · Add a location to see nearby branches
2.45%APY$245 a year on $10,000Requirements
Product: Minimum balance to open is $2,500. Daily balance must be maintained at $2,500 to avoid a $10 low-balance fee. Rates may change after account opening.
Offer: Tier 1
Rate by balance
Rate by balance for Compass Money Market Balance APY Up to $5,000 0.15% $5,000 – $10,000Tier 2 0.15% $10,000 – $50,000Your amountTier 3 2.45% $50,000 and upTier 4 2.60% Rate checked
More details - Directions Credit UnionHigh Yield SavingsSavings · $0 min
Credit union · Add a location to see nearby branches
2.43%APY$243 a year on $10,000Requirements
Product: No rate tiers; no monthly maintenance fees; no minimum balance to open account.
2.40% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Century Credit UnionSmart Savers (Money Market)Smart Savers (Money Market) · $100 min · 0.30%–2.78% by balance
Credit union · Add a location to see nearby branches
2.43%APY$243 a year on $10,000Requirements
Product: Available to members who live or work in St. Louis County, St. Louis City, Jefferson County, Franklin County, or St. Charles County, MO. $5 minimum deposit to open. No monthly fee. Interest calculated on average daily balance each month and paid at month-end.
Offer: Interest calculated based on average daily balance each month and paid at month-end.
0.30% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Smart Savers (Money Market) Balance APY $100 – $2,500 0.30% $2,500 – $10,000 2.32% $10,000 – $25,000Your amount 2.43% $25,000 – $50,000 2.53% $50,000 – $75,000 2.63% $75,000 – $100,000 2.73% $100,000 and up 2.78% Rate checked
More details - Members Advantage Credit UnionAdvantage SavingsAdvantage Savings · $5,000 min · 2.41%–2.46% by balance
Credit union · Add a location to see nearby branches
2.43%APY$243 a year on $10,000Requirements
Product: For the Regular savings, Advantage "Money Market" savings, & I.R.A. Savings accounts, dividends are compounded every month and paid quarterly based on the average daily computation method.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Advantage Savings Balance APY $5,000 – $9,999 2.41% $10,000 – $24,999Your amount 2.43% $25,000 – $49,999 2.46% $50,000 and up 2.46% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay nationwide
12,198 accounts at 4,869 banks and credit unions · checked Oct 22–24
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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- Synchrony BankBank