Credit union · NCUA insured
Coastal1 Credit Union Savings Rates
Top CarrotCoastal1 Credit Union’s best savings rate is 2.50% APY on $10,000, with its Premier Money Market Special. Rates checked October 22, 2026.
How Coastal1 Credit Union’s savings rates compare
Compared with banks and credit unions near Providence, RI-MA, where Coastal1 Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Coastal1 Credit Union
2.50%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $250
Premier Money Market Special
Top rate
St. Anne's Credit Union
4.95%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $495
2nd-highest rate
Alltrust Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $400
Coastal1 Credit Union savings score
89
Savings score
Higher than 89% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0002.50%
- $100,000 balance$100,0002.50%
- QualifiedQualified2.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Coastal1 Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Premier Money Market Special
2.50%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 1.00% | — |
| $10,000 – $50,000 | 2.50% | $250 |
| $50,000 – $100,000 | 2.50% | — |
| $100,000 – $150,000 | 2.50% | — |
| $150,000 – $250,000 | 2.50% | — |
| $250,000 – $500,000 | 2.50% | — |
| $500,000 and up | 2.50% | — |
Sources (1)
- coastal1.org/rates/deposits · captured Sep 16, 2026
Passbook / Statement Savings
0.10%APY
Accessible via ATM; interest credited monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.10% | $10 |
Special-purpose accounts
IRA Savings
0.10%APY
Traditional, Roth and Education (Coverdell ESA) IRAs available. Visit local branch to open.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.10% | $10 |
Who can join Coastal1 Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.