Credit union · NCUA insured
Sun Pacific Federal Credit Union Savings Rates
Top CarrotSun Pacific Federal Credit Union’s best savings rate is 2.50% APY on $10,000, with its Sun Fund Money Market. Rates checked October 16, 2026.
How Sun Pacific Federal Credit Union’s savings rates compare
Compared with banks and credit unions near San Francisco, CA, where Sun Pacific Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Sun Pacific Federal Credit Union
2.50%APY
- Requires
- None
- Earns on $10,000 a year
- $250
Sun Fund Money Market
Top rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Earns on $10,000 a year
- $450
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Earns on $10,000 a year
- $440
Sun Pacific Federal Credit Union savings score
89
Savings score
Higher than 87% of U.S. banks and credit unions
- $10,000 balance$10,0002.50%
- $100,000 balance$100,0003.51%
- QualifiedQualified2.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Sun Pacific Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Sun Fund Money Market
2.50%APY
Effective as of 2026-04-21. Rates are subject to change at any time and are not guaranteed.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5,000 – $9,999Balance $5,000 to less than $10,000 | 1.80% | — | Balance $5,000 to less than $10,000 |
| $10,000 and upBalance $10,000 or more | 2.50% | $250 | Balance $10,000 or more |
| $50,000 and upBalance $50,000 or more | 3.51% | — | Balance $50,000 or more |
Sources (1)
- sunpacific.org/rates-and-fees · captured Sep 16, 2026
Who can join Sun Pacific Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Region IX Social Security Administration employees are eligible for membership.
Family and household
- Immediate family members of Region IX Social Security Administration employees are eligible for membership.
Cost to join
- A $5 opening deposit into a Regular Share (Savings) Account is required to join.
Membership information collected October 5, 2026.