Bank · FDIC insured
BancFirst Savings Rates
BancFirst’s best savings rate is 2.90% APY on $10,000, with its BancFirst Savings Account. Rates checked October 15, 2026.
How BancFirst’s savings rates compare
Compared with banks and credit unions near Oklahoma City, OK, where BancFirst has the most branches. $10,000, best rate first.
This bank’s best
BancFirst
2.90%APY
- Earns on $10,000 a year
- $290
BancFirst Savings Account
Top rate
MidFirst Bank
4.00%APY
- Earns on $10,000 a year
- $400
2nd-highest rate
Communication Federal Credit Union
3.75%APY
- Earns on $10,000 a year
- $375
BancFirst savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0002.90%
- $10,000 balance$10,0002.90%
- $100,000 balance$100,0002.90%
- QualifiedQualified2.90%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where BancFirst ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Treasury Fund Account
2.45%APY
Tiered-rate savings account with 5 separate rate tiers where rate increases with balance. Minimum daily collected balance of $1,000 for interest to accrue. No monthly service charge. $10 per withdrawal assessed beginning with the 7th withdrawal per statement cycle (applies to checks, teller withdrawals, paper drafts, and ACH items).
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Balances through $999.99 earn 0.00% interest. $1,000 minimum daily collected balance required for interest to accrue. | 0.00% | — | Balances through $999.99 earn 0.00% interest. $1,000 minimum daily collected balance required for interest to accrue. |
| $1,000 – $50,000Tier 1: $1,000.00 to $49,999.99. | 2.45% | $245 | Tier 1: $1,000.00 to $49,999.99. |
| $50,000 – $250,000Tier 2: $50,000.00 to $249,999.99. | 2.80% | — | Tier 2: $50,000.00 to $249,999.99. |
| $250,000 – $1,000,000Tier 3: $250,000.00 to $999,999.99. | 3.15% | — | Tier 3: $250,000.00 to $999,999.99. |
| $1,000,000 and upTier 4: Balances over $999,999.99. | 3.35% | — | Tier 4: Balances over $999,999.99. |
Sources (3)
- bancfirst.bank/personal/bankin…ts/treasury-fund-account
- bancfirst.bank/Personal/Bankin…ersonal-Savings-Accounts
- bancfirst.bank/rates
All captured Sep 24, 2026
BancFirst Savings Account
2.90%APY
No monthly service charge with a $100 minimum ledger balance ($1 monthly fee for lower balances). $1.50 per withdrawal beginning with the third withdrawal during a calendar month (applies to teller withdrawals, paper drafts, and ACH items).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $1,000,000Collected balance of $100 required to earn interest. $1 monthly service fee waived with $100 minimum ledger balance.$100 – $1,000,000 | 2.90% | $290 | Collected balance of $100 required to earn interest. $1 monthly service fee waived with $100 minimum ledger balance. |
Sources (3)
- bancfirst.bank/personal/bankin…ancfirst-savings-account
- bancfirst.bank/Personal/Bankin…ersonal-Savings-Accounts
- bancfirst.bank/rates
All captured Sep 24, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.