Credit union · NCUA insured
Navigant Credit Union
A $4.2B credit union, the 122nd largest of 4,329, headquartered in Smithfield, RI, with 170,060 members and 25 branches in Rhode Island. Best rates: CDs 4.25% and savings 2.45% APY.
Navigant Credit Union Carrot Score
83
Carrot Score
Higher than 64% of U.S. banks and credit unions
#16 of 44 in Providence, RI-MA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Navigant Credit Union
Navigant Credit Union is a member-owned credit union operating 25 branch locations across Rhode Island since its founding in 1915.
Originally established in Central Falls as La Credit Union de Notre Dame de Central Falls, it became Credit Union Central Falls before renaming to Navigant Credit Union in 2007.
- Headquarters
- 1005 Douglas Pike, Smithfield, RI 02917
- NCUA charter
- 62882
Branches
25 branches in Rhode Island
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Rhode Island
25 branches
- Central Falls693 Broad St, Central Falls, RI 02863Directions
- Chepachet1042 Putnam Pike, Chepachet, RI 02814Directions
- Cranston200 Phenix Ave, Cranston, RI 02920Directions
- Chapel Four Corners2086 Diamond Hill Rd, Cumberland, RI 02864Directions
- Cumberland Hill3291 Mendon Rd, Cumberland, RI 02864Directions
- Coventry Crossing2300 New London Tpke, East Greenwich, RI 02818Directions
- East Greenwich563 Main St, East Greenwich, RI 02818Directions
- Greenville468 Putnam Pike, Greenville, RI 02828Directions
- Lincoln185 Front St, Lincoln, RI 02865Directions
- Manville56 Railroad St, Manville, RI 02838Directions
- Slatersville925 Victory Hwy, N Smithfield, RI 02896Directions
- North Kingstown1041 Ten Rod Rd, North Kingstown, RI 02852Directions
- North Providence1798 Smith St, North Providence, RI 02911Directions
- Pawtucket20 Dexter St, Pawtucket, RI 02860Directions
- Providence179 W River st, Providence, RI 02904Directions
- Riverside3 Crescent View Ave, Riverside, RI 02915Directions
- Rumford230 Newport Ave, Rumford, RI 02916Directions
- Scituate135 Danielson Pike, Scituate, RI 02857Directions
- Smithfield1005 Douglas Pike, Smithfield, RI 02917Directions
- Wakefield172 Main St, Wakefield, RI 02879Directions
- Warren560 Main St, Warren, RI 02885Directions
- Warwick2100 Warwick Ave, Warwick, RI 02889Directions
- Warwick Plaza800 Post Rd, Warwick, RI 02888Directions
- Westerly48 Franklin st, Westerly, RI 02891Directions
- Woonsocket1280 Park Ave, Woonsocket, RI 02895Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.89% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.39% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.81% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $104 | $88 | — |
- CapitalNet worth ratio9.89%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.39%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.81%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$104Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Navigant Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.