Credit union · NCUA insured
Gulf Coast Federal Credit Union Savings Rates
Gulf Coast Federal Credit Union’s best savings rate is 0.50% APY on $10,000, with its Money Market Accounts. Rates checked October 16, 2026.
How Gulf Coast Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Corpus Christi, TX, where Gulf Coast Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Gulf Coast Federal Credit Union
2.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $250
Kasasa Saver
Top rate
PlainsCapital Bank
3.40%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $340
2nd-highest rate
Rally Credit Union
3.30%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $330
Gulf Coast Federal Credit Union savings score
83
Savings score
Higher than 64% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0001.65%
- QualifiedQualified2.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Gulf Coast Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Kasasa Saver
2.50%APY
Requires a Kasasa Cash account. Variable rates. No minimum balance required to earn rewards. $5 minimum balance required per savings account. No recurring monthly maintenance charges.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000When linked Kasasa Cash account qualifications are met during Monthly Qualification Cycle. | 2.50% | $250 | When linked Kasasa Cash account qualifications are met during Monthly Qualification Cycle. |
| Over $50,000When linked Kasasa Cash account qualifications are met; dividend rate of 2.23% on portion over $50,000, resulting in APY range of 2.50% to 2.33%. | 2.33% | — | When linked Kasasa Cash account qualifications are met; dividend rate of 2.23% on portion over $50,000, resulting in APY range of 2.50% to 2.33%. |
Money Market Accounts
0.50%APY
Minimum deposit to open is $10,000. Minimum average daily balance of $10,000 required to obtain an APY; if balance drops below $10,000, the account reverts to a regular share dividend rate. Dividends calculated by average daily balance method and paid monthly on average daily balance of $25.00 or more. Maximum 6 transfers/withdrawals per month; exceeding limit results in a $25 fee and subject to account closure.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $10,000 – $25,000 | 0.50% | $50 |
| $25,000 – $50,000 | 0.75% | — |
| $50,000 and up | 1.65% | — |
Super Shares Account
0.30%APY
All dividends are calculated by the average daily balance method and paid monthly. A penalty is imposed for early withdrawal. No recurring monthly maintenance charges.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $10,000 – $50,000 | 0.30% | $30 |
| $50,000 – $100,000 | 0.40% | — |
| $100,000 and up | 0.50% | — |
Sources (1)
- ccgcfcu.com/rates · captured Sep 17, 2026
Basic Savings
0.25%APY
Dividends paid monthly on average daily balance of $25.00 or more. Must maintain $5 balance to remain a member. Direct deposit or payroll deduction available. No recurring monthly maintenance charges.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends paid monthly on average daily balance of $25.00 or more.Any balance | 0.25% | $25 | Dividends paid monthly on average daily balance of $25.00 or more. |
Special-purpose accounts
IRA Share
1.00%APY
Can open an IRA savings (share) account with $100.00. Dividends calculated by average daily balance method and paid monthly. A penalty is imposed for early withdrawal.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 1.00% | $100 |
Christmas Club
0.50%APY
$10.00 initial minimum deposit required. $500.00 maximum deposit per month. Funds deposited into Share Account (savings) the first week of November. Penalty assessed for early withdrawal. No recurring monthly maintenance charges.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$500.00 maximum deposit per month. Funds transfer to Share Account first week of November. Penalty for early withdrawal.Any balance | 0.50% | $50 | $500.00 maximum deposit per month. Funds transfer to Share Account first week of November. Penalty for early withdrawal. |
Vacation Club
0.50%APY
$10.00 initial minimum deposit required. $500.00 maximum deposit per month. Funds deposited into Share Account (savings) the first week of June. Penalty assessed for early withdrawal. No recurring monthly maintenance charges.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$500.00 maximum deposit per month. Funds transfer to Share Account first week of June. Penalty for early withdrawal.Any balance | 0.50% | $50 | $500.00 maximum deposit per month. Funds transfer to Share Account first week of June. Penalty for early withdrawal. |
Who can join Gulf Coast Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to persons who live, work, worship, or attend school in Nueces, San Patricio, or Jim Wells Counties.
Family and household
- Membership is extended to the immediate family of members regardless of where they live or work.
Cost to join
- A one-time membership fee of $2.50 is required upon opening an account.
- A $5.00 share deposit must stay in the share account (savings) at all times to keep the account open.
Membership information collected October 5, 2026.