Credit union · NCUA insured
Century Credit Union
A $178.9M credit union headquartered in St. Louis, MO, with 9,500 members and 2 branches in Missouri. Best rates: savings 2.43% APY.
Century Credit Union Carrot Score
82
Carrot Score
Higher than 60% of U.S. banks and credit unions
#34 of 79 in St. Louis, MO-IL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Century Credit Union
Century Credit Union is a member-owned financial institution headquartered in St. Louis, Missouri, founded in 1954.
Originally named Local 1744 Credit Union and later NALCO Credit Union, it adopted its current name in 1997 following a merger with First American Credit Union and added an Arnold branch in 2001.
The credit union serves individuals who live or work across St. Louis County, St. Louis City, Jefferson County, Franklin County, and St. Charles County in Missouri.
- Headquarters
- 1540 Lemay Ferry Rd, St. Louis, MO 63125-2405
- NCUA charter
- 60435
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in St. Louis County, St. Louis City, Jefferson County, Franklin County, or St. Charles County in Missouri are eligible for membership.
Employers and groups
- Employees of 46 select employee groups within Century Credit Union's field of membership are eligible for membership.
Family and household
- Individuals with a family member who lives or works in St. Louis County, St. Louis City, Jefferson County, Franklin County, or St. Charles County in Missouri are eligible for membership.
Branches
2 branches in Missouri
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Missouri
2 branches
- Main OfficeMain office1540 Lemay Ferry Rd, St. Louis, MO 63125Directions
- Branch-Jeffco3920 Jeffco Blvd, Arnold, MO 63010Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 17.55% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.38% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.05% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $75 | $76 | — |
- CapitalNet worth ratio17.55%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.38%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.05%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$75Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Century Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.