Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 421–435 results
- ACCESSbankTotal ACCESSSavings · $0 min · 0.25%–3.15% by balance
Bank · Add a location to see nearby branches
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Tiered based on if Total ACCESS requirements are met.
Offer: if requirements are met (Tier 1).
Qualified rate · 3.11% interest rate
Rate by balance
Rate by balance for Total ACCESS Balance APY Up to $25,000Your amount 3.15% $25,000 and upif requirements are met (Tier 2). 0.25% Rate checked
More details - Andrews Federal Credit UnionHigh Yield Savings AccountSavings · $0 min · 0.05%–3.15% by balance
Credit union · Add a location to see nearby branches
3.15%APY$315 a year on $10,000Requirements
Product: Must be a member of the credit union. Membership eligibility required. No recurring monthly maintenance charges or fees to open or close. Dividends compounded and credited monthly. Only one High-Yield Savings Account allowed per membership. Maximum balance $250,000. Excess transaction fee applies for more than 6 transfers/withdrawals per calendar month.
Offer: If the average daily balance of the account exceeds $250,000, the remaining balance will be paid at the rate stated for the second tier.
3.11% interest rate · No monthly fee
Rate by balance
Rate by balance for High Yield Savings Account Balance APY Up to $250,000Your amount 3.15% Over $250,000 0.05% Rate checked
More details - Georgia United Credit UnionHigh Earning SavingsSavings · $100 min
Credit union · Add a location to see nearby branches
3.15%APY$315 a year on $10,000Requirements
Product: Rates may change after account is opened. Earn up to 3.15% APY when you increase savings by $100+ monthly net deposit(s) or maintain a balance of $25,000 or more; otherwise dividend is accrued on a tiered basis. Minimum balance to earn dividend is $0.01. Compounded and credited monthly. Two free withdrawals per month, then $5.00 fee per withdrawal.
Offer: Balances less than $25,000, with monthly net deposit(s) of $100+. Minimum balance to earn dividend is $0.01.
3.11% interest rate
Rate checked
More details - Woori America BankWooriWON Money MarketWooriWON Money Market · $500 min · 3.10%–3.25% by balance
Bank · Add a location to see nearby branches
3.10%APY$310 a year on $10,000Requirements
Product: Available online in states where branches are located. Interest compounded monthly. Fees may reduce earnings. APY/rate may change at any time before or after account opening.
Offer: Monthly service fee of $10 waived by maintaining an average daily balance of $500 in the account for the monthly cycle.
Compounded monthly · $10 monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for WooriWON Money Market Balance APY Up to $100,000Your amount 3.10% $100,000 and up 3.25% Rate checked
More details - Wheelhouse Credit UnionHigh-Yield Savings AccountSavings · $0 min
Credit union · Add a location to see nearby branches
3.10%APY$310 a year on $10,000Requirements
Product: Requires active digital banking registration and enrollment in eStatements. For primary High-Yield Savings accounts, an initial opening deposit of $5 is required and a minimum balance of $5 must be maintained at all times to avoid account closure (note on p29 states $1 minimum balance and $10 for membership share). Non-primary High-Yield Savings accounts do not require an initial deposit or minimum balance.
Offer: Local Neighborhood Special rate. Applies to non-primary High-Yield Savings accounts which do not require an initial opening deposit or minimum balance.
Effective Apr 17, 2026
Rate checked
More details - SELCO Community Credit UnionCultivate High-Yield SavingsSavings · $0 min · 1.50%–5.00% by balance
Credit union · Add a location to see nearby branches
3.10%APY$310 a year on $10,000with conditionsRequirements
Product: Limit one Cultivate or Vault account per member. No monthly fees or minimum balance required. Balances of $1,000 or more can earn up to an extra 0.50% APY via two 0.25% APY bonus opportunities: deposit at least $100 monthly (0.25% APY bonus), and/or use a SELCO checking account with monthly digital banking login, deposit, and non-deposit transaction (0.25% APY bonus).
Qualified rate · 5.00% interest rate · No monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Cultivate High-Yield Savings Balance APY Up to $1,000 5.00% $1,000 – $50,000Your amountBase APY. 3.10% $50,000 and upBase APY. 1.50% Rate checked
More details - 3.10%APY$310 a year on $10,000with conditions
Requirements
Product: Must maintain an open/eligible U.S. HSBC Premier checking account linked to the savings account. Not available to business customers.
Offer: Relationship APY automatically applies during the Introductory Period (remainder of opening month plus following 3 months). Thereafter, requires meeting at least 1 of the qualification criteria monthly (e.g. $500+ debit card purchases/payments, $500+ credit card payments from linked Premier checking, $5,000+ qualifying direct deposits, holding a U.S. mortgage serviced by HSBC, or HSBC Premier Elite status).
Qualified rate
Rate checked
More details - Route 31Extra Mile Hi-Yield SavingsSavings · $300 min
Credit union · Add a location to see nearby branches
3.10%APY$310 a year on $10,000with conditionsRequirements
Product: Must have an Extra Mile Checking account and meet requirements: Direct Deposit, E-statements, 1 Online Banking login, and 12 Route 31 debit or credit card transactions.
Offer: Must have an Extra Mile Checking account and meet requirements: Direct Deposit, E-statements, 1 Online Banking login, and 12 Route 31 debit or credit card transactions.
Qualified rate · Balance cap $31,000
Rate checked
More details - FAIRWINDS Credit UnionSave Smart SavingsSavings · $10 min
Credit union · Add a location to see nearby branches
3.10%APY$310 a year on $10,000with conditionsRequirements
Product: Automatically bundled with a Spend Smart Checking Account. $10 minimum opening deposit. No monthly service charge and no minimum balance requirement. Premium rate applied to the first $100,000 in the Save Smart Savings account; balances above $100,000 earn 0.10% APY.
Offer: Premium rate applied to the first $100,000 in the Save Smart Savings account.
Qualified rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - HSBC Trust Company (Delaware)Premier Relationship SavingsSavings · $1 min
Bank · Add a location to see nearby branches
3.10%APY$310 a year on $10,000with conditionsRequirements
Product: To qualify for an HSBC Premier Relationship Savings account, you need to maintain an U.S. HSBC Premier relationship. Account is not available to business customers.
Offer: Relationship APY on balances of $1 or more when eligibility requirements are met. APYs are variable and subject to change after opening.
Qualified rate
Rate checked
More details - Monet BankMoney Market AccountMoney Market Account · $2,500 min · 0.00%–3.35% by balance
Bank · Add a location to see nearby branches
3.10%APY$310 a year on $10,000Requirements
Product: No fixed terms or maturities. Aggregate deposit balances limited to $1 million per tax identification number. Minimum deposit to open is $1,000 for branch accounts and $2,500 for online accounts.
Offer: Monthly minimum balance fee of $10.00 assessed if daily balance drops below $1,000 any day of statement cycle.
0.00% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $999 0.00% $1,000 – $24,999Your amount 3.10% $25,000 and up 3.35% Rate checked
More details - Ashland Community Federal Credit UnionAccumulator - 12 MonthSavings
Credit union · Add a location to see nearby branches
3.09%APY$309 a year on $10,000Requirements
Product: Promotional special account requiring deposits greater than $5.00 per week.
Offer: Requires minimum balance / deposit of >$5.00 per week.
3.05% interest rate
Rate checked
More details - First Internet BankMoney Market SavingsMoney Market Savings · $100 min · 3.09%–3.88% by balance
Bank · Add a location to see nearby branches
3.09%APY$309 a year on $10,000Requirements
Product: A minimum opening deposit of $100 is required. A $5 monthly maintenance fee applies unless an average daily balance of $4,000 is maintained.
Offer: Rate applies to daily balances of $1,000,000 or less. Monthly fee of $5 is waived with an average daily balance of $4,000.
3.05% interest rate · $5 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $1,000,000Your amount 3.09% $1,000,000 and up 3.88% Rate checked
More details - Cumberland Valley National BankJefferson Premium Money Market AccountJefferson Premium Money Market Account · $2,500 min · 3.09%–3.61% by balance
Bank · Add a location to see nearby branches
3.09%APY$309 a year on $10,000intro rateRequirements
Product: Exclusive offer to Louisville MSA residents. Valid for new money only (funds not currently on deposit with CVNB). Available to individuals and businesses (institutional industries such as banks and brokerages are not eligible). Minimum deposit of $2,500 to open. $15 service fee charged if balance falls below $2,500 at any time during the statement cycle.
Offer: Rate guaranteed through July 30, 2026; variable and may change after 7/31/26. $15 monthly service fee if balance falls below $2,500 at any time during the statement cycle. Valid for new money only. Must reside within the Louisville MSA.
Promotional rate · 3.05% interest rate · $15 monthly fee · Effective Sep 16, 2026
Rate by balance
Rate by balance for Jefferson Premium Money Market Account Balance APY Up to $250,000Your amount 3.09% $250,000 and up 3.61% Rate checked
More details - 3.06%APY$306 a year on $10,000
Requirements
Product: High yield variable-rate savings account. Balances $0.01 and above earn the 3-month Treasury bills (secondary market) rate minus 1% (or based on 91-Day Treasury Bill yield). Interest rate and APY change monthly on the first business day. $10.00 monthly service fee can be waived by maintaining an average daily balance of $10,000 or enrolling in online statements. 6 free withdrawals or transfers per month; $1 per transaction thereafter.
Offer: Balances $.01 and above.
$10 monthly fee · Effective Oct 2, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay nationwide
12,198 accounts at 4,869 banks and credit unions · checked Oct 22–24
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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Top Carrot institutions
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- Synchrony BankBank