Credit union · NCUA insured
Wheelhouse Credit Union Savings Rates
Top CarrotWheelhouse Credit Union’s best savings rate is 3.10% APY on $10,000, with its High-Yield Savings Account. Rates checked October 16, 2026.
How Wheelhouse Credit Union’s savings rates compare
Compared with banks and credit unions near San Diego, CA, where Wheelhouse Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Wheelhouse Credit Union
3.10%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $310
High-Yield Savings Account
Top rate
Axos Bank
5.00%APY
- Requires
- Another account
- Minimum
- $0
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
Wheelhouse Credit Union savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0003.10%
- $10,000 balance$10,0003.10%
- $100,000 balance$100,0003.10%
- QualifiedQualified3.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Wheelhouse Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
High-Yield Savings Account
3.10%APY
Requires active digital banking registration and enrollment in eStatements. For primary High-Yield Savings accounts, an initial opening deposit of $5 is required and a minimum balance of $5 must be maintained at all times to avoid account closure (note on p29 states $1 minimum balance and $10 for membership share). Non-primary High-Yield Savings accounts do not require an initial deposit or minimum balance.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| Any balanceLocal Neighborhood Special rate. Applies to non-primary High-Yield Savings accounts which do not require an initial opening deposit or minimum balance. · $0 to open | 3.10% | $0 | $310 | Local Neighborhood Special rate. Applies to non-primary High-Yield Savings accounts which do not require an initial opening deposit or minimum balance. |
| $5 and upLocal Neighborhood Special rate. Applies to primary High-Yield Savings accounts requiring $5 opening deposit and $5 ongoing minimum balance. · $5 to open | 3.10% | $5 | $310 | Local Neighborhood Special rate. Applies to primary High-Yield Savings accounts requiring $5 opening deposit and $5 ongoing minimum balance. |
Sources (2)
All captured Oct 6, 2026
Inspired Money Market
0.25%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $500 – $10,000 | 0.10% | — |
| $10,000 and up | 0.25% | $25 |
Sources (1)
- wheelhousecu.com/current-interest-rates · captured Sep 16, 2026
Money Market
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 – $10,000 | 0.05% | — |
| $10,000 – $25,000 | 0.05% | $5 |
| $25,000 – $50,000 | 0.05% | — |
| $50,000 – $90,000 | 0.10% | — |
| $90,000 and up | 0.10% | — |
Sources (1)
- wheelhousecu.com/current-interest-rates · captured Sep 16, 2026
Inspired Share/Savings
0.10%APY
Membership required. No monthly fee. Limited to no more than 6 preauthorized, automatic, online or telephonic transfers/withdrawals per calendar month.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.05% | — |
| $10,000 and up | 0.10% | $10 |
Sources (3)
- wheelhousecu.com/current-interest-rates
- wheelhousecu.com/savings-accounts
- wheelhousecu.com/savings-accounts/inspired-savings
All captured Oct 6, 2026
Share Savings
0.05%APY
Membership required. Also referred to as Regular Savings. Low $25 minimum balance to earn dividends; no minimum opening deposit; no monthly maintenance fees.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (3)
- wheelhousecu.com/current-interest-rates
- wheelhousecu.com/savings-accounts
- wheelhousecu.com/savings-accounts/regular-savings
All captured Oct 6, 2026
Special-purpose accounts
Aspire First Savings
1.00%APY
Designed for ages 0 to 13. Adult joint owner required for persons under age 18. No monthly service charge.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 1.00% | $100 |
Sources (2)
All captured Oct 6, 2026
Aspire Savings
1.00%APY
Designed exclusively for members aged 13–25 (or 13–26). Adult joint owner required for persons under age 18. No initial minimum deposit required. Automatically converts to Regular share savings account upon turning age 26. No monthly service charges.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 1.00% | $100 |
Coverdell Education Savings
0.15%APY
Tax-advantaged trust or custodial account designed for education expenses. No monthly service charge. Requires average daily balance of $25.00+ to earn dividends. Must be established before child's 18th birthday and funds used prior to turning 30.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.15% | $15 |
Who can join Wheelhouse Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.