Credit union · NCUA insured
Ashland Community Federal Credit Union Savings Rates
Top CarrotAshland Community Federal Credit Union’s best savings rate is 3.09% APY on $10,000, with its Accumulator - 12 Month. Rates checked October 16, 2026.
How Ashland Community Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Ashland, OH, where Ashland Community Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Ashland Community Federal Credit Union
3.09%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $309
Accumulator - 12 Month
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
3rd-highest rate
Directions Credit Union
2.43%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $243
Ashland Community Federal Credit Union savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0003.09%
- $10,000 balance$10,0003.09%
- $100,000 balance$100,0003.09%
- QualifiedQualified3.09%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Ashland Community Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Accumulator - 12 Month
3.09%APY · 1 term
Promotional special account requiring deposits greater than $5.00 per week.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsRequires minimum balance / deposit of >$5.00 per week | 3.09% | $309 |
Sources (1)
- ashlandfcu.org/why-acfcu/todays-rates · captured Oct 6, 2026
Money Market Checking
1.80%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $5,000Tier I | 1.70% | — | Tier I |
| $5,000 – $25,000Tier II | 1.80% | $180 | Tier II |
| $25,000 and upTier III | 1.90% | — | Tier III |
Share Savings Account
0.05%APY
Dividends compounded and credited quarterly. Par value of a share is $25.00, required for membership. Maximum 6 withdrawals or transfers per statement period (max 3 by draft/check/debit card). $2.00 excessive withdrawal fee for each withdrawal in excess of 3 per month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMust maintain a minimum daily balance of $100.00 in your account each day to obtain the disclosed annual percentage yield. Low minimum balance of $25.00. No low balance fee.$100 and up | 0.05% | $5 | Must maintain a minimum daily balance of $100.00 in your account each day to obtain the disclosed annual percentage yield. Low minimum balance of $25.00. No low balance fee. |
Sources (3)
All captured Oct 6, 2026
Special-purpose accounts
IRA Share Savings Account
0.10%APY
Dividends compounded and credited quarterly. Requires purchase of a share ($25.00) in the credit union. No automatic or telephonic transfers/withdrawals allowed. Accrued dividends forfeited if account closed prior to payment. Applies to IRA Shares, IRA Conduit and Education, IRA Roth-Contribution and Conduit, and IRA SEP Accounts.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMust maintain a minimum daily balance of $100.00 each day to obtain the disclosed annual percentage yield. Opening minimum is $25.00 share purchase.$100 and up | 0.10% | $10 | Must maintain a minimum daily balance of $100.00 each day to obtain the disclosed annual percentage yield. Opening minimum is $25.00 share purchase. |
Sources (3)
All captured Oct 6, 2026
Christmas Club Account
0.05%APY
May be opened at any time. Dividends compounded and credited quarterly. No automatic or telephonic withdrawals permitted; early withdrawal before the end of the club term may result in account closure.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMust maintain a minimum daily balance of $100.00 in your account each day to obtain the disclosed annual percentage yield. Low minimum balance of $100.00.$100 and up | 0.05% | $5 | Must maintain a minimum daily balance of $100.00 in your account each day to obtain the disclosed annual percentage yield. Low minimum balance of $100.00. |
Sources (3)
All captured Oct 6, 2026
Vacation Club Account
0.05%APY
Dividends compounded and credited quarterly. No automatic or telephonic withdrawals permitted; early withdrawal before the end of the club term may result in account closure.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMust maintain a minimum daily balance of $100.00 each day to obtain the disclosed annual percentage yield. Low minimum balance of $100.00.$100 and up | 0.05% | $5 | Must maintain a minimum daily balance of $100.00 each day to obtain the disclosed annual percentage yield. Low minimum balance of $100.00. |
Sources (3)
All captured Oct 6, 2026
Youth Account
0.05%APY
Dividends compounded and credited quarterly. Par value of a share is $25.00. During any month, you may not make more than six withdrawals or transfers to another credit union account of yours or a third party by means of telephonic order or instruction or similar order to a third party. If you close your account before the dividends are paid, you will not receive accrued dividends. Refer to plan covering special awards for bonus details.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upThe minimum balance required to open this account is $25.00. You must maintain a minimum daily balance of $25.00 in your account each day to obtain the disclosed annual percentage yield.$25 and up | 0.05% | $5 | The minimum balance required to open this account is $25.00. You must maintain a minimum daily balance of $25.00 in your account each day to obtain the disclosed annual percentage yield. |
Sources (2)
All captured Oct 6, 2026
Who can join Ashland Community Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or go to school in Ashland County are eligible for membership.
Family and household
- Individuals who are related to an existing member are eligible for membership.
Cost to join
- Opening a share (savings) account requires a minimum deposit of $25 to become a member.
Membership information collected October 5, 2026.