Bank · FDIC insured
First Internet Bank
Top CarrotA $5.5B bank, the 260th largest of 4,207, headquartered in Fishers, IN, with 1 branch in Indiana. It opens accounts online nationwide. Best rates: CDs 4.00% and savings 3.09% APY.
First Internet Bank Carrot Score
Carrot ScoreTop Carrot
Higher than 90% of U.S. banks and credit unions
#11 of 19 nationwide online banksHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First Internet Bank
Founded in 1999 as the first state-chartered, FDIC-insured institution to operate entirely online, First Internet Bank is owned by parent company First Internet Bancorp.
The bank is headquartered just outside of Indianapolis, Indiana.
- Headquarters
- 8701 E 116th St, Fishers, IN 46038
- FDIC certificate
- 34607 ↗
Branches
1 branch in Indiana
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Indiana
1 branch
- First Internet Bank of IndianaMain office8701 E 116th St, Fishers, IN 46038Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 7.57% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 1.56% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.32% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $80 | $88 | — |
- CapitalLeverage ratio7.57%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent1.56%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.32%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$80Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First Internet Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.