Credit union · NCUA insured
SELCO Community Credit Union
A $3B credit union, the 169th largest of 4,329, headquartered in Springfield, OR, with 151,475 members and 15 branches in Oregon. Best rates: savings 1.50% APY.
SELCO Community Credit Union Carrot Score
85
Carrot Score
Higher than 71% of U.S. banks and credit unions
#2 of 21 in Eugene, OR metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About SELCO Community Credit Union
Founded in 1936 by educators as School Employees of Lane County Oregon, SELCO Community Credit Union is a not-for-profit financial cooperative.
The credit union operates 15 Oregon locations, including branches in Eugene-Springfield and Bend, and serves 27 Oregon and 8 Washington counties.
- Headquarters
- 110 International Way, Springfield, OR 97477
- NCUA charter
- 63196
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in one of the 27 Oregon or 8 Washington counties served by SELCO are eligible for membership.
Family and household
- Individuals who have a family member living in one of the 27 Oregon or 8 Washington counties served by SELCO are eligible for membership.
- Individuals whose domestic partner is a SELCO member are eligible for membership.
Other ways
- Businesses are eligible for membership.
Branches
15 branches in Oregon
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Oregon
15 branches
Eugene area · 6
- Downtown299 E 11th Ave, Eugene, OR 97401Directions
- Santa Clara221 Division Ave, Eugene, OR 97404Directions
- West 11th3630 W 11th Ave, Eugene, OR 97402Directions
- Gateway925 Harlow Rd, Springfield, OR 97477Directions
- Mohawk2011 North 19th St, Springfield, OR 97477Directions
- Thurston5251 Main St, Springfield, OR 97478Directions
Bend area · 5
- East Bend501 NE Bellevue Dr, Bend, OR 97701Directions
- Old Mill88 SW Industrial Way, Bend, OR 97702Directions
- West Bend137 SW Century Dr, Bend, OR 97702Directions
- North Redmond255 NW Oak Tree LN, Redmond, OR 97756Directions
- West Redmond825 SW 17th St, Redmond, OR 97756Directions
Albany area · 1
- Albany1823 14th Ave SE, Albany, OR 97322Directions
Burns area · 1
- Burns743 Hines Blvd, Burns, OR 97720Directions
Portland area · 1
- Forest Park2465 NW Thurman St, Portland, OR 97210Directions
Salem area · 1
- Salem3833 Commercial St SE, Salem, OR 97302Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.93% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.37% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.96% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $73 | $88 | — |
- CapitalNet worth ratio11.93%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.37%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.96%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$73Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of SELCO Community Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.