Georgia United Credit Union High-Yield Savings & Money Market Rates

How Georgia United Credit Union’s savings rates compare

Compared with banks and credit unions near Atlanta, GA, where Georgia United Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Georgia United Credit Union
3.15%APY
Requires
None
Minimum
$100
Earns on $10,000 a year
$315
High Earning Savings
Top rate
Woori America Bank
5.00%APY
Requires
Monthly account activity
Minimum
$1,000
Earns on $10,000 a year
$500
Woori America Bank rates
2nd-highest rate
American Pride Bank
5.00%APY
Requires
Monthly account activity
Minimum
$50
Earns on $10,000 a year
$500
American Pride Bank rates

Compare savings rates near you →

Savings score

Higher than 97% of U.S. banks and credit unions

By balance

$1,000 balance$1,0003.15%
$10,000 balance$10,0003.15%
$100,000 balance$100,0003.15%
QualifiedQualified3.15%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Georgia United Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

High Earning Savings

Up to 3.15%APY$100 to open

Rates may change after account is opened. Earn up to 3.15% APY when you increase savings by $100+ monthly net deposit(s) or maintain a balance of $25,000 or more; otherwise dividend is accrued on a tiered basis. Minimum balance to earn dividend is $0.01. Compounded and credited monthly. Two free withdrawals per month, then $5.00 fee per withdrawal.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $25,000Balances less than $25,000, with monthly net deposit(s) of $100+. Minimum balance to earn dividend is $0.01.	3.15%	$315	Balances less than $25,000, with monthly net deposit(s) of $100+. Minimum balance to earn dividend is $0.01.
Up to $10,000Balances less than $10,000 (balances $9,999.99 or below) if no qualifying deposit(s) of $100+ are made. Minimum balance to earn dividend is $0.01.	0.10%	—	Balances less than $10,000 (balances $9,999.99 or below) if no qualifying deposit(s) of $100+ are made. Minimum balance to earn dividend is $0.01.
$10,000 – $25,000Balances $10,000 to $24,999.99 if no qualifying deposit(s) of $100+ are made.	1.75%	$175	Balances $10,000 to $24,999.99 if no qualifying deposit(s) of $100+ are made.
$25,000 and upBalances $25,000 or more.	3.15%	—	Balances $25,000 or more.

Sources (4)

All captured Sep 19, 2026

Money Market

0.10%APY$1,000 to open

Minimum opening deposit $1,000. Maintain $1,000 daily balance for no monthly fee. Dividends compounded monthly. Rates may change every Dividend Period.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $10,000Balance tier: $0.01 - $9,999.99	0.10%	—	Balance tier: $0.01 - $9,999.99
$10,000 – $25,000Balance tier: $10,000 - $24,999.99	0.10%	$10	Balance tier: $10,000 - $24,999.99
$25,000 – $100,000Balance tier: $25,000 - $99,999.99	0.15%	—	Balance tier: $25,000 - $99,999.99
$100,000 and upBalance tier: greater than $99,999.99	0.50%	—	Balance tier: greater than $99,999.99

Sources (1)

gucu.org/bank/savings/money-market · captured Sep 19, 2026

Sterling Fund Money Market

0.10%APY$1,000 to open

Minimum deposit to open is $1,000. Must maintain a minimum balance of $1,000.00 to avoid $5.00 monthly fee. Dividends compounded and credited monthly. 3 free withdrawals per month, $2.00 fee per withdrawal thereafter.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $10,000Must maintain a minimum balance of $1,000.00 in the account to avoid $5.00 monthly service fee.	0.10%	—	Must maintain a minimum balance of $1,000.00 in the account to avoid $5.00 monthly service fee.
$10,000 – $25,000Must maintain a minimum balance of $1,000.00 in the account to avoid $5.00 monthly service fee.	0.10%	$10	Must maintain a minimum balance of $1,000.00 in the account to avoid $5.00 monthly service fee.
$25,000 – $100,000Must maintain a minimum balance of $1,000.00 in the account to avoid $5.00 monthly service fee.	0.15%	—	Must maintain a minimum balance of $1,000.00 in the account to avoid $5.00 monthly service fee.
$100,000 and upMust maintain a minimum balance of $1,000.00 in the account to avoid $5.00 monthly service fee.	0.50%	—	Must maintain a minimum balance of $1,000.00 in the account to avoid $5.00 monthly service fee.

Sources (2)

All captured Sep 19, 2026

Prime Share Savings

0.10%APY$5 to open

Primary savings account required for membership. $5 one-time nonrefundable membership fee required. $5.00 minimum balance required to avoid service fee; otherwise $5.00 fee per month (or $5.00 fee per quarter). Dividends compounded and credited quarterly. Two free withdrawals per month, then $5.00 fee per withdrawal.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $100Deposits of $0.01 - $99.99. Minimum balance to avoid service fees is $5.00.	0.10%	—	Deposits of $0.01 - $99.99. Minimum balance to avoid service fees is $5.00.
$100 – $1,000Deposits of $100 - $999.99. Fee waived with $5.00 minimum balance.	0.10%	—	Deposits of $100 - $999.99. Fee waived with $5.00 minimum balance.
$1,000 – $5,000Deposits of $1,000 - $4,999.99. Fee waived with $5.00 minimum balance.	0.10%	—	Deposits of $1,000 - $4,999.99. Fee waived with $5.00 minimum balance.
$5,000 and upDeposits greater than $5,000. Fee waived with $5.00 minimum balance.	0.10%	$10	Deposits greater than $5,000. Fee waived with $5.00 minimum balance.

Sources (4)

All captured Sep 19, 2026

Secondary Savings

0.10%APY$5 to open

Must be a member with Prime Share account. Dividends compounded and credited quarterly. Minimum opening deposit is $5.00. No monthly maintenance fee to avoid service charge stated. Two free withdrawals per month, then $5.00 fee per withdrawal.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $100Deposits of $0.01 to $99.99.	0.10%	—	Deposits of $0.01 to $99.99.
$100 – $1,000Deposits of $100.00 to $999.99.	0.10%	—	Deposits of $100.00 to $999.99.
$1,000 – $5,000Deposits of $1,000.00 to $4,999.99.	0.10%	—	Deposits of $1,000.00 to $4,999.99.
$5,000 and upDeposits of $5,000.00 or greater.	0.10%	$10	Deposits of $5,000.00 or greater.

Sources (1)

gucu.org/docs/default-source/a…res/truth-in-savings.pdf · captured Sep 19, 2026

Special-purpose accounts

Christmas Club Savings

0.10%APYClub

Requires a Prime Share Savings Account to open. No minimum required to open an account. Entire balance transferred to another account on or after November 1 and account remains open. Unlimited withdrawals November 1 - December 31; $5.00 fee per withdrawal outside this period (January 1 - October 31). Minimum average daily balance to earn dividends is $0.01. Compounded and credited monthly.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Over $0Average daily balance must be $0.01 or more to earn dividends.Over $0	0.10%	$10	Average daily balance must be $0.01 or more to earn dividends.

Sources (4)

All captured Sep 19, 2026

Contributory IRA Savings

0.10%APYIRA

Traditional, Roth and Educational IRAs available. No minimum opening deposit. Dividends compounded and credited quarterly. Minimum balance to earn dividend is $0.01.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $100Deposits of $0.01 - $99.99.	0.10%	—	Deposits of $0.01 - $99.99.
$100 – $1,000Deposits of $100 - $999.99.	0.10%	—	Deposits of $100 - $999.99.
$1,000 – $5,000Deposits of $1,000 - $4,999.99.	0.10%	—	Deposits of $1,000 - $4,999.99.
$5,000 and upDeposits greater than $5,000.	0.10%	$10	Deposits greater than $5,000.

Sources (4)

All captured Sep 19, 2026

Vacation Club Savings

0.10%APYClub$5 to open

Requires a Prime Share Savings Account to open. $5.00 minimum opening deposit. Dividends compounded and credited monthly. Average daily balance must be $0.01 or more to earn dividends. Includes one free withdrawal per quarter, thereafter $5.00 fee per withdrawal.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Over $0Average daily balance must be $0.01 or more to earn dividends.Over $0	0.10%	$10	Average daily balance must be $0.01 or more to earn dividends.

Sources (4)

All captured Sep 19, 2026

Who can join Georgia United Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

Visit institution website ↗Branches and institution details

← Georgia United Credit Union overview

How Georgia United Credit Union’s savings rates compare

Georgia United Credit Union savings score

Current savings rates

High Earning Savings

Money Market

Sterling Fund Money Market

Prime Share Savings

Secondary Savings

Special-purpose accounts

Christmas Club Savings

Contributory IRA Savings

Vacation Club Savings

Who can join Georgia United Credit Union