Bank · FDIC insured
HSBC Trust Company (Delaware) Savings Rates
HSBC Trust Company (Delaware)’s best savings rate is 3.10% APY, with its Premier Relationship Savings, with extra requirements. Rates checked October 22, 2026.
How HSBC Trust Company (Delaware)’s savings rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where HSBC Trust Company (Delaware) has the most branches. $10,000, best rate first.
This bank’s best
HSBC Trust Company (Delaware)
3.10%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $310
Premier Relationship Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Comenity Capital Bank
4.05%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $405
HSBC Trust Company (Delaware) savings score
75
Savings score
Higher than 40% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified3.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where HSBC Trust Company (Delaware) ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Premier Relationship Savings
Up to 3.10%APY
To qualify for an HSBC Premier Relationship Savings account, you need to maintain an U.S. HSBC Premier relationship. Account is not available to business customers.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upRelationship APY on balances of $1 or more when eligibility requirements are met. APYs are variable and subject to change after opening.$1 and up | 3.10% | $310 | Relationship APY on balances of $1 or more when eligibility requirements are met. APYs are variable and subject to change after opening. |
| $1 and upStandard APY on balances of $1 or more. APYs are variable and subject to change after opening.$1 and up | 0.05% | $5 | Standard APY on balances of $1 or more. APYs are variable and subject to change after opening. |
Sources (1)
- us.hsbc.com/savings-accounts/products/interest-rates · captured Oct 3, 2026
Closed to new customers
Premier Savings
0.01%APY
Available to customers with an HSBC Premier checking account in the United States. Account is not available to business customers.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000APY on balances of $0 - $24,999.99. APYs are variable and subject to change after opening. | 0.01% | $1 | APY on balances of $0 - $24,999.99. APYs are variable and subject to change after opening. |
| $25,000 – $100,000APY on balances of $25,000 - $99,999.99. APYs are variable and subject to change after opening. | 0.10% | — | APY on balances of $25,000 - $99,999.99. APYs are variable and subject to change after opening. |
| $100,000 – $250,000APY on balances of $100,000 - $249,999.99. APYs are variable and subject to change after opening. | 0.15% | — | APY on balances of $100,000 - $249,999.99. APYs are variable and subject to change after opening. |
| $250,000 and upAPY on balances of $250,000 or more. APYs are variable and subject to change after opening. | 0.15% | — | APY on balances of $250,000 or more. APYs are variable and subject to change after opening. |
Sources (1)
- us.hsbc.com/savings-accounts/products/interest-rates · captured Oct 3, 2026
Advance Savings
0.01%APY
The HSBC Advance Savings account is no longer offered. Account is not available to business customers.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $15,000APY on balances of $0 - $14,999.99. APYs are variable and subject to change after opening. | 0.01% | $1 | APY on balances of $0 - $14,999.99. APYs are variable and subject to change after opening. |
| $15,000 – $50,000APY on balances of $15,000 - $49,999.99. APYs are variable and subject to change after opening. | 0.05% | — | APY on balances of $15,000 - $49,999.99. APYs are variable and subject to change after opening. |
| $50,000 – $75,000APY on balances of $50,000 - $74,999.99. APYs are variable and subject to change after opening. | 0.05% | — | APY on balances of $50,000 - $74,999.99. APYs are variable and subject to change after opening. |
| $75,000 and upAPY on balances of $75,000 or more. APYs are variable and subject to change after opening. | 0.05% | — | APY on balances of $75,000 or more. APYs are variable and subject to change after opening. |
Sources (1)
- us.hsbc.com/savings-accounts/products/interest-rates · captured Oct 3, 2026
Everyday Savings
0.01%APY
The HSBC Everyday Savings account is no longer offered. Account is not available to business customers.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upAPY on balances of $1 or more. APYs are variable and subject to change after opening.$1 and up | 0.01% | $1 | APY on balances of $1 or more. APYs are variable and subject to change after opening. |
Sources (1)
- us.hsbc.com/savings-accounts/products/interest-rates · captured Oct 3, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.