Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 451–465 results in Texas
- Baylor Health Care System Credit UnionSecondary Share (Savings)Savings · $100 min
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Option for setting aside funds for special projects, vacation, taxes, or unplanned expenses. Can be opened via Online Banking by existing members.
Offer: Daily dividend frequency. Minimum balance to earn dividend is $100.
0.30% interest rate · Effective Jul 1, 2022
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Requires $25 minimum balance to open, remain a member, and keep the account open.
Offer: Dividends paid monthly on average daily balance; requires $100 minimum balance to earn dividends. ATM access requires a share draft account.
0.30% interest rate · Effective Jan 8, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: A share savings account establishes membership in Faith Cooperative Federal Credit Union.
Rate checked
More details - Centex Citizens Credit UnionMoney MarketMoney Market · $2,500 min · 0.30%–0.75% by balance
Credit union · 3 branches
0.30%APY$30 a year on $10,0000.30% interest rate · Effective Nov 19, 2025
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $19,999Your amount 0.30% $20,000 and up 0.75% Rate checked
More details - TxDot Credit UnionShare (Savings) AccountSavings · $25 min · 0.10%–0.30% by balance
Credit union · 2 branches
0.30%APY$30 a year on $10,000intro rateRequirements
Product: Serves as share ownership in the credit union. Dividends are calculated by the average daily balance method and dividend rate/percentage yield may change quarterly without notice. Must maintain minimum average daily balance of $25.00 to obtain disclosed APY.
Offer: Average Daily Balance tier: $25.00 to $100.00. Rates declared for 1st Quarter of 2026.
Promotional rate · 0.10% interest rate · Effective Mar 31, 2026
Rate by balance
Rate by balance for Share (Savings) Account Balance APY Up to $100 0.10% $100 – $1,000 0.20% $1,000 – $500,000Your amount 0.30% Rate checked
More details - Anderson County Federal Credit UnionSavings AccountSavings · $100 min · 0.27%–0.30% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Minimum to open Shares $55.00 ($50.00 goes into account, one time $5.00 fee). Start earning dividends with an average daily balance of $100.
Offer: Start earning dividends with an average daily balance of $100.
Effective Apr 1, 2019
Rate by balance
Rate by balance for Savings Account Balance APY $100 – $3,000 0.27% $3,000 and upYour amount 0.30% Rate checked
More details - Gulf Coast Federal Credit UnionSuper Shares AccountSavings · $10,000 min · 0.30%–0.50% by balance
Credit union · 6 branches
0.30%APY$30 a year on $10,000Requirements
Product: All dividends are calculated by the average daily balance method and paid monthly. A penalty is imposed for early withdrawal. No recurring monthly maintenance charges.
0.30% interest rate · No monthly fee · Effective Jul 31, 2026
Rate by balance
Rate by balance for Super Shares Account Balance APY $10,000 – $50,000Your amount 0.30% $50,000 – $100,000 0.40% $100,000 and up 0.50% Rate checked
More details - IBEW Local 66 Federal Credit UnionUnion Pride Preferred Money Market AccountUnion Pride Preferred Money Market Account · $10,000 min · 0.25%–0.80% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Dividends paid monthly on a tiered schedule. Monthly maintenance fee waived if retiree. Minimum balance to earn dividends is $5,000.00. Limited to 3 checks per cycle.
0.25% interest rate · $25 monthly fee
Rate by balance
Rate by balance for Union Pride Preferred Money Market Account Balance APY Up to $10,000 0.25% $10,000 – $25,000Your amount 0.30% $25,000 – $49,999 0.40% $50,000 – $100,000 0.55% Over $100,000 0.80% Rate checked
More details - MCLENNAN COUNTY EMPLOYEES FCUShare (Savings) AccountSavings · $25 min · 0.15%–0.50% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: A $5.00 membership fee is collected at joining. A minimum balance of $25.00 must be maintained in the account to earn dividends.
Offer: Dividends computed using average daily balance method, compounded and paid quarterly.
0.15% interest rate · Effective Oct 20, 2020
Rate by balance
Rate by balance for Share (Savings) Account Balance APY Up to $2,500 0.15% $5,000 – $50,000Your amount 0.30% $50,000 and up 0.50% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Offer: $1 minimum balance fee waived if $50 minimum daily balance or $500 minimum average daily balance for the calendar month is maintained.
0.30% interest rate · $1 monthly fee
Rate checked
More details - Farm Bureau BankPerformance Money MarketPerformance Money Market · $100 min · 0.01%–0.60% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: Available to retail and business customers. Up to 6 withdrawals per month/cycle.
Offer: Without E-Option. Tier: Less than $2,500.
Qualified rate · 0.01% interest rate · No monthly fee
Rate by balance
Rate by balance for Performance Money Market Balance APY Up to $2,500 0.01% $2,500 – $9,999 0.20% $10,000 – $49,999Your amount 0.30% $50,000 – $249,999 0.40% $250,000 – $499,999 0.50% $500,000 and up 0.60% Rate checked
More details - 0.28%APY$28 a year on $10,000
Requirements
Product: Weekly savings challenge over 52 weeks. Minimum opening deposit is $1.00. Daily balance of $100.00 required to earn stated APY. Account transfer and withdrawal limitations apply.
Offer: Requires minimum daily balance of $100.00 to earn stated APY. Account transfer and withdrawal limitations apply.
0.28% interest rate · Effective Jan 1, 2026
Rate checked
More details - FAA Federal Credit UnionMember SavingsSavings · $5 min · 0.26%–0.31% by balance
Credit union · 1 branch
0.26%APY$26 a year on $10,000Requirements
Product: Basic savings account that establishes and maintains membership with FAA FCU. Variable rates. No monthly service fee.
Offer: Balance required to earn dividends: Less than $50,000. $5 minimum deposit to open and to maintain membership.
0.26% interest rate · No monthly fee · Effective Jan 2, 2026
Rate by balance
Rate by balance for Member Savings Balance APY Up to $50,000Your amount 0.26% $50,000 – $99,999 0.31% Rate checked
More details - Nizari Credit UnionSpecial SharesSavings · $100 min · 0.25%–0.30% by balance
Credit union · 6 branches
0.25%APY$25 a year on $10,0000.25% interest rate · Effective Mar 31, 2026
Rate by balance
Rate by balance for Special Shares Balance APY $100 – $100,000Your amount 0.25% Over $100,000 0.30% Rate checked
More details - Nizari Credit UnionShare Savings AccountSavings · $110 min · 0.25%–0.30% by balance
Credit union · 6 branches
0.25%APY$25 a year on $10,000Requirements
Product: Serves as membership account, giving access to other products and services. Dividends accrue from date of deposit and are paid quarterly. Effective 02/01/2019 for minimum opening balance.
0.25% interest rate · No monthly fee · Effective Mar 31, 2026
Rate by balance
Rate by balance for Share Savings Account Balance APY $100 – $100,000Your amount 0.25% Over $100,000 0.30% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Texas
965 accounts at 411 banks and credit unions · checked Oct 22–24
- Typical
- 0.25%
- Top 10% from
- 2.02%
- Banks, typical
- 0.35%
- Credit unions, typical
- 0.25%
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Texas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- NAFT Federal Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 2 branches