Credit union · NCUA insured
Aspire Credit Union Savings Rates
Aspire Credit Union’s best savings rate is 1.00% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How Aspire Credit Union’s savings rates compare
Compared with banks and credit unions near Lufkin, TX, where Aspire Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Aspire Credit Union
1.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $100
Money Market
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
First National Bank Texas
2.00%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $200
Aspire Credit Union savings score
85
Savings score
Higher than 69% of U.S. banks and credit unions
- $1,000 balance$1,0001.00%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0001.00%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Aspire Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
1.00%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAs high as 1.00% APYAny balance | 1.00% | $100 | As high as 1.00% APY |
Savings Share Account
0.30%APY
Requires $25 minimum balance to open, remain a member, and keep the account open.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends paid monthly on average daily balance; requires $100 minimum balance to earn dividends. ATM access requires a share draft account.$100 and up | 0.30% | $30 | Dividends paid monthly on average daily balance; requires $100 minimum balance to earn dividends. ATM access requires a share draft account. |
Sources (2)
All captured Sep 17, 2026
Special-purpose accounts
IRAs
1.10%APY
Offered as Traditional IRA or Roth IRA savings options. Early withdrawal penalty applies.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,000 and upMinimum balance of $2,000 to open and earn dividends.$2,000 and up | 1.10% | $110 | Minimum balance of $2,000 to open and earn dividends. |
Sources (2)
All captured Sep 17, 2026
Regal Eagle Kids Club
0.30%APY
Available to children ages birth through 14 years. Account converts to a Regular Shares Account upon reaching 15 years of age.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and up$5 minimum balance/deposit to open. $25 minimum balance required to earn dividends.$25 and up | 0.30% | $30 | $5 minimum balance/deposit to open. $25 minimum balance required to earn dividends. |
Sources (2)
All captured Sep 17, 2026
Christmas Club
0.05%APY
Club begins November 1st and runs through October 31st of the following year. No withdrawals permitted until account matures on October 31st, when the balance is automatically transferred to a share account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance required. Dividends paid quarterly calculated on daily balance. Automatically reopens for the following year.Any balance | 0.05% | $5 | No minimum balance required. Dividends paid quarterly calculated on daily balance. Automatically reopens for the following year. |
Sources (2)
All captured Sep 17, 2026
Who can join Aspire Credit Union
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