Credit union · NCUA insured
Centex Citizens Credit Union
A $117.7M credit union headquartered in Mexia, TX, with 15,617 members and 3 branches in Texas. Best rates: CDs 3.65% and savings 0.30% APY.
Centex Citizens Credit Union Carrot Score
76
Carrot Score
Higher than 42% of U.S. banks and credit unions
#70 of 115 in Dallas, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Centex Citizens Credit Union
Centex Citizens Credit Union is a cooperative chartered in 1954 as Mexia State School Credit Union before adopting its current name and community charter in 1992.
Headquartered in Mexia, Texas, the credit union operates branches in Mexia, Corsicana, and Ennis.
- Headquarters
- 1404 E Milam St, Mexia, TX 76667-2500
- NCUA charter
- 67416
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to persons who live, work, worship, or attend school in, and businesses and other legal entities located in, Limestone, Freestone, Navarro, Ellis, Falls, Henderson, Leon, and Robertson counties, eligible portions of Hill County (including Hillsboro), and the city of Mart, Texas, subject to stated credit union eligibility exclusions.
Branches
3 branches in Texas
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Texas
3 branches
Mexia area · 1
- Centex Citizens Credit Union Main OfficeMain office1404 E Milam St, Mexia, TX 76667Directions
Corsicana area · 1
- Corsicana Branch3501 West 7th Avenue, Corsicana, TX 75110Directions
Dallas area · 1
- Centex Citizens Credit Union Ennis Branch2251 W Ennis Ave, Ennis, TX 75119Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 17.16% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.44% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.25% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $66 | $76 | — |
- CapitalNet worth ratio17.16%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.44%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.25%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$66Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Centex Citizens Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.