Credit union · NCUA insured
Centex Citizens Credit Union Savings Rates
Centex Citizens Credit Union’s best savings rate is 0.30% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How Centex Citizens Credit Union’s savings rates compare
Compared with banks and credit unions near Dallas, TX, where Centex Citizens Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Centex Citizens Credit Union
0.30%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $30
Money Market
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nizari Credit Union
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
Centex Citizens Credit Union savings score
74
Savings score
Higher than 35% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.30%
- $100,000 balance$100,0000.75%
- QualifiedQualified0.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Centex Citizens Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.30%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $19,999 | 0.30% | $30 |
| $20,000 and up | 0.75% | — |
Sources (1)
- centexcitizenscu.com/rates · captured Sep 17, 2026
Share Savings
0.15%APY
Minimum deposit of $25.00, minimum account balance $25.00. Dividends earned on balances greater than $100.00. Four withdrawals per month are free; $5.00 fee assessed after the fourth withdrawal. Maximum 6 withdrawals or transfers per month.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.15% | $15 |
Special-purpose accounts
IRA Savings
0.20%APY
IRA Traditional and IRA Roth savings account options. Traditional: eligible individuals must be under age 70.5, required distribution at 70.5, premature withdrawal penalty before 59.5. Roth: available to individuals of any age with earned income, no mandatory withdrawals at 70.5.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.20% | $20 |
Who can join Centex Citizens Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to persons who live, work, worship, or attend school in, and businesses and other legal entities located in, Limestone, Freestone, Navarro, Ellis, Falls, Henderson, Leon, and Robertson counties, eligible portions of Hill County (including Hillsboro), and the city of Mart, Texas, subject to stated credit union eligibility exclusions.
Membership information collected October 5, 2026.