Credit union · NCUA insured
Faith Cooperative Federal Credit Union
A $2.3M credit union headquartered in Dallas, TX, with 996 members and 1 branch in Texas. Best rates: CDs 2.25% and savings 0.30% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Auto loans: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all). Credit cards: no rates found on its website.
- CDs—2.25%CD rates →
- Savings740.30%at $1,000Savings rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Faith Cooperative Federal Credit Union
Faith Cooperative Federal Credit Union is based in Dallas, Texas, and was originally chartered in 1959 as the St. John Dallas Federal Credit Union.
Formed from St. John Federal Credit Union and the micro loan bank vision of Friendship-West Baptist Church, it focuses on economic empowerment and financial freedom in the community.
- Headquarters
- 2020 W Wheatland Rd, Dallas, TX 75232-4517
- NCUA charter
- 12859
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Members of Friendship-West Baptist Church and St. John Missionary Baptist Church (Dallas) are eligible for membership.
Family and household
- Immediate family members of members of Friendship-West Baptist Church and St. John Missionary Baptist Church (Dallas) are eligible to join.
Branches
1 branch in Texas
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Texas
1 branch
- Main OfficeMain office2020 W Wheatland Rd, Dallas, TX 75232Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 27.49% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 4.50% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 3.91% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $93 | $59 | — |
- CapitalNet worth ratio27.49%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late4.50%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets3.91%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$93Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Faith Cooperative Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.