Credit union · NCUA insured
TxDot Credit Union
A $17.6M credit union headquartered in Abilene, TX, with 1,875 members and 2 branches in Texas. Best rates: CDs 3.82% and savings 0.30% APY.
TxDot Credit Union Carrot Score
67
Carrot Score
Higher than 20% of U.S. banks and credit unions
#8 of 15 in Odessa, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About TxDot Credit Union
TxDOT Credit Union is headquartered in Abilene, Texas, and operates a branch in Odessa.
- Headquarters
- 4174 Old Anson Rd, Abilene, TX 79601
- NCUA charter
- 67439
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees of the Texas Department of Transportation, Texas Department of Public Safety and Motor Vehicles who live in or work in Taylor, Jones, Mitchell, Haskell, Fisher, Nolan, Shackelford, Stonewall, Howard, Borden, Kent, Scurry, Andrews, Crane, Ector, Loving, Martin, Midland, Pecos, Reeves, Terrell, Upton, Ward and Winkler counties (Old District 8 and District 6) are eligible to join.
- Employees of Taylor County Sheriff’s Department are eligible to join.
- Persons who are receiving retirements, pensions or other benefits as a result of prior employment by any business or organization included with the field of membership are eligible to join.
Family and household
- Anyone related by blood, marriage or adoption to an existing member is eligible to join.
Branches
2 branches in Texas
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Texas
2 branches
Abilene area · 1
- TxDOT Credit UnionMain office4174 Old Anson Rd, Abilene, TX 79601Directions
Odessa area · 1
- TxDOT Credit Union Odessa4692 E University Blvd Ste 102, Odessa, TX 79762Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 17.19% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.54% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.99% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $96 | $59 | — |
- CapitalNet worth ratio17.19%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.54%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.99%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$96Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of TxDot Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.