Credit union · NCUA insured
FAA Federal Credit Union Savings Rates
FAA Federal Credit Union’s best savings rate is 0.50% APY on $10,000, with its Money Market Savings. Rates checked October 15, 2026.
How FAA Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Memphis, TN-MS-AR, where FAA Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
FAA Federal Credit Union
0.50%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $50
Money Market Savings
Top rate
Leaders Credit Union
3.50%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $350
2nd-highest rate
FirstBank
3.40%APY
- Requires
- Another account
- Minimum
- $50
- Earns on $10,000 a year
- $340
FAA Federal Credit Union savings score
79
Savings score
Higher than 48% of U.S. banks and credit unions
- $1,000 balance$1,0000.26%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.80%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where FAA Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Savings
0.50%APY
Account is closed if balance drops below $2,500. Rates are variable and may change after opening.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $49,999 | 0.50% | $50 |
| $50,000 – $99,999 | 0.65% | — |
| $100,000 and up | 0.80% | — |
Member Savings
0.26%APY
Basic savings account that establishes and maintains membership with FAA FCU. Variable rates. No monthly service fee.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000Balance required to earn dividends: Less than $50,000. $5 minimum deposit to open and to maintain membership. | 0.26% | $26 | Balance required to earn dividends: Less than $50,000. $5 minimum deposit to open and to maintain membership. |
| $50,000 – $99,999Balance required to earn dividends: $50,000 to $99,999. $5 minimum deposit to open and to maintain membership. | 0.31% | — | Balance required to earn dividends: $50,000 to $99,999. $5 minimum deposit to open and to maintain membership. |
Special-purpose accounts
Individual Retirement Accounts (IRAs) / IRA Share
0.90%APY
Traditional and Roth IRA options. No setup fees, no monthly or annual maintenance fees. $5 minimum deposit to open.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceApplies to All Balances. Variable rates.Any balance | 0.90% | $90 | Applies to All Balances. Variable rates. |
Sources (3)
All captured Sep 18, 2026
Holiday Club
0.33%APY
Save year round for the Holidays. Direct deposit options available. Variable rates.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10,000 and upBalance required to earn dividends: Over $10,000.$10,000 and up | 0.33% | $33 | Balance required to earn dividends: Over $10,000. |
Who can join FAA Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of approved sponsored employee groups / partner companies are eligible for membership.
- Persons retired as pensioners or annuitants from eligible sponsor companies/employment list are eligible for membership.
Family and household
- Immediate family members of eligible company employees/members, and spouses of persons who died while within the field of membership, are eligible for membership.
Cost to join
- Opening a Members Savings Account upon approval of a Member Service Agreement is required to officially establish membership.
Membership information collected October 5, 2026.