Credit union · NCUA insured
IBEW Local 66 Federal Credit Union Savings Rates
IBEW Local 66 Federal Credit Union’s best savings rate is 0.30% APY on $10,000, with its Union Pride Preferred Money Market Account. Rates checked October 16, 2026.
How IBEW Local 66 Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Houston, TX, where IBEW Local 66 Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
IBEW Local 66 Federal Credit Union
0.30%APY
- Minimum
- $10,000
- Earns on $10,000 a year
- $30
Union Pride Preferred Money Market Account
Top rate
Heritage Hub Federal Credit Union
5.13%APY
- Minimum
- —
- Earns on $10,000 a year
- $513
2nd-highest rate
Nizari Credit Union
4.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $400
IBEW Local 66 Federal Credit Union savings score
71
Savings score
Higher than 29% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.30%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where IBEW Local 66 Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Union Pride Preferred Money Market Account
0.30%APY
Dividends paid monthly on a tiered schedule. Monthly maintenance fee waived if retiree. Minimum balance to earn dividends is $5,000.00. Limited to 3 checks per cycle.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.25% | — |
| $10,000 – $25,000 | 0.30% | $30 |
| $25,000 – $49,999 | 0.40% | — |
| $50,000 – $100,000 | 0.55% | — |
| Over $100,000 | 0.80% | — |
Sources (3)
All captured Sep 17, 2026
Union Advantage Money Market Account
0.25%APY
Dividends paid monthly on a tiered schedule. Monthly maintenance fee waived with a daily ledger balance of $7,500.00 or greater. Minimum balance to earn dividends is $100.00. Limited to 3 checks per cycle.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.15% | — |
| $10,000 – $25,000 | 0.25% | $25 |
| $25,000 – $49,999 | 0.35% | — |
| $50,000 – $100,000 | 0.50% | — |
| Over $100,000 | 0.75% | — |
Sources (3)
All captured Sep 17, 2026
Regular Shares
0.05%APY
Required for all members to maintain membership. Dividends earn on funds above required share balance. Variable rate subject to change at credit union discretion.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25Monthly maintenance fee waived with daily ledger balance of $25.00 or greater, or with e-statements and direct deposit. Minimum balance to earn dividends is $25.00. | 0.00% | — | Monthly maintenance fee waived with daily ledger balance of $25.00 or greater, or with e-statements and direct deposit. Minimum balance to earn dividends is $25.00. |
| Up to $50,000Monthly maintenance fee waived with daily ledger balance of $25.00 or greater, or with e-statements and direct deposit. Minimum balance to earn dividends is $25.00. | 0.05% | $5 | Monthly maintenance fee waived with daily ledger balance of $25.00 or greater, or with e-statements and direct deposit. Minimum balance to earn dividends is $25.00. |
| $50,000 and upMonthly maintenance fee waived with daily ledger balance of $25.00 or greater, or with e-statements and direct deposit. Minimum balance to earn dividends is $25.00. | 0.10% | — | Monthly maintenance fee waived with daily ledger balance of $25.00 or greater, or with e-statements and direct deposit. Minimum balance to earn dividends is $25.00. |
Sources (3)
All captured Sep 17, 2026
Special-purpose accounts
Family Savings Plan
0.05%APY
Traditional savings account for minors or special purposes. Variable rate subject to change at credit union discretion.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25Monthly maintenance fee waived with daily ledger balance of $100.00 or greater, e-statements and direct deposit, being a minor under 18, or being over 50. Minimum balance to open is $25.00 on fee schedules or $5.00 on product page. | 0.00% | — | Monthly maintenance fee waived with daily ledger balance of $100.00 or greater, e-statements and direct deposit, being a minor under 18, or being over 50. Minimum balance to open is $25.00 on fee schedules or $5.00 on product page. |
| Up to $50,000Monthly maintenance fee waived with daily ledger balance of $100.00 or greater, e-statements and direct deposit, being a minor under 18, or being over 50. Minimum balance to earn dividends is $100.00 on deposit disclosure or $0.01 on fee schedule. | 0.05% | $5 | Monthly maintenance fee waived with daily ledger balance of $100.00 or greater, e-statements and direct deposit, being a minor under 18, or being over 50. Minimum balance to earn dividends is $100.00 on deposit disclosure or $0.01 on fee schedule. |
| $50,000 and upMonthly maintenance fee waived with daily ledger balance of $100.00 or greater, e-statements and direct deposit, being a minor under 18, or being over 50. | 0.10% | — | Monthly maintenance fee waived with daily ledger balance of $100.00 or greater, e-statements and direct deposit, being a minor under 18, or being over 50. |
Sources (3)
All captured Sep 17, 2026
13 to 60 Month Union Club Account
0.05%APY · 1 term
Club account with terms of 13 to 60 months.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 13–60 monthsNo monthly maintenance fee. Minimum balance to earn dividends is $0.01. Early withdrawal subject to $25.00 fee | 0.05% | $5 |
Sources (1)
- mycu66.org/rates-other-services · captured Sep 17, 2026
6 to 12 Month Union Club Account
0.05%APY · 1 term
Club account with terms of 6 to 12 months. Disburses funds at maturity date.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6–12 monthsOpening minimum is $10.00 on fee schedule ($25.00 on Union Club page). Monthly fee is $0.00 ($2.00 fee waived by maintaining monthly deposit of at least $25.00 on Union Club page). Early withdrawal penalty applies | 0.05% | $2 |
Christmas (Holiday) Club Account
0.05%APY
Savings club account for Christmas savings. Requires monthly deposits and disburses funds annually in October. Early withdrawal subject to penalty.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Opening minimum is $10.00 (or $25.00 on non-transaction schedule). Monthly fee is $0.00 (or $2.00 waived by maintaining a monthly deposit of at least $10.00). Early withdrawal penalty applies.Over $0 | 0.05% | $5 | Opening minimum is $10.00 (or $25.00 on non-transaction schedule). Monthly fee is $0.00 (or $2.00 waived by maintaining a monthly deposit of at least $10.00). Early withdrawal penalty applies. |
Sources (3)
All captured Sep 17, 2026
Who can join IBEW Local 66 Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Apprentices of I.B.E.W. Local 66 are eligible for membership.
- Employees of I.B.E.W. Local 66 are eligible for membership.
- Employees and Members of I.B.E.W. Local 527 are eligible for membership.
- Employees and members of other local unions of the International Brotherhood of Electrical Workers (I.B.E.W.) who are hired through Local Union 66 and work in the jurisdiction of Local 66 are eligible for membership.
- Regular Members of I.B.E.W. Local 66 are eligible for membership.
Family and household
- Members of the immediate family or household are eligible for membership.
4 more ways to join
Family and household
- Spouses of members who died while within the field of membership of this credit union are eligible for membership.
Other ways
- Corporate or other legal entities in this charter are eligible for membership.
- Organizations of qualifying persons are eligible for membership.
- Persons retired as pensioners or annuitants from qualifying employment within the field of membership are eligible for membership.
Membership information collected October 5, 2026.