MCLENNAN COUNTY EMPLOYEES FCU Savings & Money Market Rates

How MCLENNAN COUNTY EMPLOYEES FCU’s savings rates compare

Compared with banks and credit unions near Waco, TX, where MCLENNAN COUNTY EMPLOYEES FCU has the most branches. $10,000, best rate first.

This credit union’s best
MCLENNAN COUNTY EMPLOYEES FCU
0.40%APY
Requires
None
Minimum
—
Earns on $10,000 a year
$40
Money Market Account
Top rate
Texell Credit Union
3.50%APY
Requires
None
Minimum
$0
Earns on $10,000 a year
$350
Texell Credit Union rates
2nd-highest rate
Huntington Bank
3.25%APY
Requires
Another account
Minimum
$100
Earns on $10,000 a year
$325
Huntington Bank rates

Compare savings rates near you →

Savings score

Higher than 41% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.25%
$10,000 balance$10,0000.40%
$100,000 balance$100,0000.60%
QualifiedQualified0.40%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where MCLENNAN COUNTY EMPLOYEES FCU ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Money Market Account

0.40%APY

Paid monthly.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$1,000 – $2,500Average balances $1,000.00 to $2,499.99. Dividends paid monthly.	0.25%	—	Average balances $1,000.00 to $2,499.99. Dividends paid monthly.
$5,000 – $50,000Average balances $5,000.00 to $49,999.99. Dividends paid monthly.	0.40%	$40	Average balances $5,000.00 to $49,999.99. Dividends paid monthly.
$50,000 and upAverage balance $50,000.00 and over. Dividends paid monthly.	0.60%	—	Average balance $50,000.00 and over. Dividends paid monthly.

Sources (1)

mclennancountyefcu.com/rates.php · captured Sep 17, 2026

Share (Savings) Account

0.30%APY$25 to open

A $5.00 membership fee is collected at joining. A minimum balance of $25.00 must be maintained in the account to earn dividends.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $2,500Dividends computed using average daily balance method, compounded and paid quarterly.	0.15%	—	Dividends computed using average daily balance method, compounded and paid quarterly.
$5,000 – $50,000Dividends computed using average daily balance method, compounded and paid quarterly.	0.30%	$30	Dividends computed using average daily balance method, compounded and paid quarterly.
$50,000 and upDividends computed using average daily balance method, compounded and paid quarterly.	0.50%	—	Dividends computed using average daily balance method, compounded and paid quarterly.

Sources (2)

All captured Sep 17, 2026

Who can join MCLENNAN COUNTY EMPLOYEES FCU

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

Employees of this Credit Union are eligible to join.

Military, government and schools

Employees of McLennan County, Texas are eligible to join.

Family and household

Members of immediate families of qualifying employees are eligible to join.

Other ways

Organizations of eligible persons are eligible for membership.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details

← MCLENNAN COUNTY EMPLOYEES FCU overview