Bank · FDIC insured
Farm Bureau Bank Savings Rates
Farm Bureau Bank’s best savings rate is 0.35% APY, with its Performance Money Market, with extra requirements. Rates checked October 22, 2026.
How Farm Bureau Bank’s savings rates compare
Compared with banks and credit unions near San Antonio, TX, where Farm Bureau Bank has the most branches. $10,000, best rate first.
This bank’s best
Farm Bureau Bank
0.35%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $35
Performance Money Market
Top rate
Nizari Credit Union
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
2nd-highest rate
MidFirst Bank
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Internal Cash Sweep (ICS)
Up to 2.50%APY
Available to retail and business customers. Multi-million FDIC insurance up to $100 Million through IntraFi Network Deposits (DDA-MMDA Option). Up to 6 allowed withdrawals per month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $250,000 – $999,999Tier: $250,000 - $999,999. | 1.25% | — | Tier: $250,000 - $999,999. |
| $1,000,000 and upTier: $1,000,000 and up. | 2.50% | — | Tier: $1,000,000 and up. |
Sources (2)
- farmbureau.bank/Personal/Perso…ney-Market-Accounts-MMAs
- farmbureau.bank/Resources/Rates/Deposit-Rates
All captured Sep 16, 2026
Performance Money Market
Up to 0.35%APY
Available to retail and business customers. Up to 6 withdrawals per month/cycle.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500With E-Option. Tier: Less than $2,500. | 0.05% | — | With E-Option. Tier: Less than $2,500. |
| Up to $2,500Without E-Option. Tier: Less than $2,500. | 0.01% | — | Without E-Option. Tier: Less than $2,500. |
| $2,500 – $9,999With E-Option. Tier: $2,500 - $9,999. | 0.25% | — | With E-Option. Tier: $2,500 - $9,999. |
| $2,500 – $9,999Without E-Option. Tier: $2,500 - $9,999. | 0.20% | — | Without E-Option. Tier: $2,500 - $9,999. |
| $10,000 – $49,999With E-Option. Tier: $10,000 - $49,999. | 0.35% | $35 | With E-Option. Tier: $10,000 - $49,999. |
| $10,000 – $49,999Without E-Option. Tier: $10,000 - $49,999. | 0.30% | $30 | Without E-Option. Tier: $10,000 - $49,999. |
| $50,000 – $249,999With E-Option. Tier: $50,000 - $249,999. | 0.45% | — | With E-Option. Tier: $50,000 - $249,999. |
| $50,000 – $249,999Without E-Option. Tier: $50,000 - $249,999. | 0.40% | — | Without E-Option. Tier: $50,000 - $249,999. |
| $250,000 – $499,999With E-Option. Tier: $250,000 - $499,999. | 0.55% | — | With E-Option. Tier: $250,000 - $499,999. |
| $250,000 – $499,999Without E-Option. Tier: $250,000 - $499,999. | 0.50% | — | Without E-Option. Tier: $250,000 - $499,999. |
| $500,000 and upWith E-Option. Tier: $500,000 and up. | 1.00% | — | With E-Option. Tier: $500,000 and up. |
| $500,000 and upWithout E-Option. Tier: $500,000 and up. | 0.60% | — | Without E-Option. Tier: $500,000 and up. |
Sources (3)
- farmbureau.bank/Personal/Personal-Accounts
- farmbureau.bank/Personal/Perso…ney-Market-Accounts-MMAs
- farmbureau.bank/Resources/Rates/Deposit-Rates
All captured Sep 16, 2026
Special-purpose accounts
Plus Money Market
0.15%APY
Available to retail customers only. All rates and APYs are with E-Option. MMA Rates and APYs valid for IRAs. Up to 6 withdrawals per month/cycle.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500With E-Option. Monthly fee of $10 waived by maintaining a $10,000 minimum average daily balance. Tier: Less than $2,500. | 0.05% | — | With E-Option. Monthly fee of $10 waived by maintaining a $10,000 minimum average daily balance. Tier: Less than $2,500. |
| $2,500 – $9,999With E-Option. Monthly fee of $10 waived by maintaining a $10,000 minimum average daily balance. Tier: $2,500 - $9,999. | 0.10% | — | With E-Option. Monthly fee of $10 waived by maintaining a $10,000 minimum average daily balance. Tier: $2,500 - $9,999. |
| $10,000 – $24,999With E-Option. Monthly fee of $10 waived by maintaining a $10,000 minimum average daily balance. Tier: $10,000 - $24,999. | 0.15% | $15 | With E-Option. Monthly fee of $10 waived by maintaining a $10,000 minimum average daily balance. Tier: $10,000 - $24,999. |
| $25,000 – $49,999With E-Option. Monthly fee of $10 waived by maintaining a $10,000 minimum average daily balance. Tier: $25,000 - $49,999. | 0.20% | — | With E-Option. Monthly fee of $10 waived by maintaining a $10,000 minimum average daily balance. Tier: $25,000 - $49,999. |
| $50,000 – $99,999With E-Option. Monthly fee of $10 waived by maintaining a $10,000 minimum average daily balance. Tier: $50,000 - $99,999. | 0.25% | — | With E-Option. Monthly fee of $10 waived by maintaining a $10,000 minimum average daily balance. Tier: $50,000 - $99,999. |
| $100,000 – $249,999With E-Option. Monthly fee of $10 waived by maintaining a $10,000 minimum average daily balance. Tier: $100,000 - $249,999. | 1.05% | — | With E-Option. Monthly fee of $10 waived by maintaining a $10,000 minimum average daily balance. Tier: $100,000 - $249,999. |
| $250,000 – $499,999With E-Option. Monthly fee of $10 waived by maintaining a $10,000 minimum average daily balance. Tier: $250,000 - $499,999. | 1.25% | — | With E-Option. Monthly fee of $10 waived by maintaining a $10,000 minimum average daily balance. Tier: $250,000 - $499,999. |
| $500,000 – $999,999With E-Option. Monthly fee of $10 waived by maintaining a $10,000 minimum average daily balance. Tier: $500,000 - $999,999. | 1.75% | — | With E-Option. Monthly fee of $10 waived by maintaining a $10,000 minimum average daily balance. Tier: $500,000 - $999,999. |
| $1,000,000 and upWith E-Option. Monthly fee of $10 waived by maintaining a $10,000 minimum average daily balance. Tier: $1,000,000 and up. | 2.50% | — | With E-Option. Monthly fee of $10 waived by maintaining a $10,000 minimum average daily balance. Tier: $1,000,000 and up. |
Sources (3)
- farmbureau.bank/Personal/Personal-Accounts
- farmbureau.bank/Personal/Perso…ney-Market-Accounts-MMAs
- farmbureau.bank/Resources/Rates/Deposit-Rates
All captured Sep 16, 2026
Performance Money Market (IRA)
Up to 0.35%APY
Valid for IRAs. Available to retail customers.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500With E-Option. Tier: Less than $2,500. | 0.05% | — | With E-Option. Tier: Less than $2,500. |
| Up to $2,500Without E-Option. Tier: Less than $2,500. | 0.01% | — | Without E-Option. Tier: Less than $2,500. |
| $2,500 – $9,999With E-Option. Tier: $2,500 - $9,999. | 0.25% | — | With E-Option. Tier: $2,500 - $9,999. |
| $2,500 – $9,999Without E-Option. Tier: $2,500 - $9,999. | 0.20% | — | Without E-Option. Tier: $2,500 - $9,999. |
| $10,000 – $49,999With E-Option. Tier: $10,000 - $49,999. | 0.35% | $35 | With E-Option. Tier: $10,000 - $49,999. |
| $10,000 – $49,999Without E-Option. Tier: $10,000 - $49,999. | 0.30% | $30 | Without E-Option. Tier: $10,000 - $49,999. |
| $50,000 – $249,999With E-Option. Tier: $50,000 - $249,999. | 0.45% | — | With E-Option. Tier: $50,000 - $249,999. |
| $50,000 – $249,999Without E-Option. Tier: $50,000 - $249,999. | 0.40% | — | Without E-Option. Tier: $50,000 - $249,999. |
| $250,000 – $499,999With E-Option. Tier: $250,000 - $499,999. | 0.55% | — | With E-Option. Tier: $250,000 - $499,999. |
| $250,000 – $499,999Without E-Option. Tier: $250,000 - $499,999. | 0.50% | — | Without E-Option. Tier: $250,000 - $499,999. |
| $500,000 and upWith E-Option. Tier: $500,000 and up. | 1.00% | — | With E-Option. Tier: $500,000 and up. |
| $500,000 and upWithout E-Option. Tier: $500,000 and up. | 0.60% | — | Without E-Option. Tier: $500,000 and up. |
Sources (2)
- farmbureau.bank/Resources/Rates/Deposit-Rates
- farmbureau.bank/Personal/Perso…ney-Market-Accounts-MMAs
All captured Sep 16, 2026
Closed to new customers
Farm Bureau Member Money Market
0.03%APY
Legacy product. No longer available for new accountholders. All rates and APYs are with E-Option.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500With E-Option. Tier: Less than $2,500. | 0.01% | — | With E-Option. Tier: Less than $2,500. |
| $2,500 – $24,999With E-Option. Tier: $2,500 - $24,999. | 0.03% | $3 | With E-Option. Tier: $2,500 - $24,999. |
| $25,000 and upWith E-Option. Tier: $25,000 and up. | 0.08% | — | With E-Option. Tier: $25,000 and up. |
Sources (1)
- farmbureau.bank/Resources/Rates/Deposit-Rates · captured Sep 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.