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Compare Bank & Credit Union Rates

Best high-yield savings rates

Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.

Location

Top savings rates

Showing 16–30 results in Texas

  1. Top Carrot, Carrot Score 97
    Barksdale Federal Credit UnionHigh Yield SavingsSavings · $0 min · 0.25%–3.75% by balance

    Credit union · 2 branches

    3.75%APY$375 a year on $10,000
  2. Top Carrot, Carrot Score 88
    Communities of Abilene Federal Credit UnionKasasa SaverSavings

    Credit union · 2 branches

    3.75%APY$375 a year on $10,000
  3. Top Carrot, Carrot Score 88
    UMB BankUMB Retail Money MarketUMB Retail Money Market · $0 min · 0.10%–3.71% by balance

    Bank · 20 branches

    3.71%APY$371 a year on $10,000
  4. Top Carrot, Carrot Score 92
    Texas Capital BankStar Elite SavingsSavings

    Bank · 9 branches

    3.65%APY$365 a year on $10,000
  5. Woori America BankSmartStep Installment SavingsSavings · $1,000 min

    Bank · 2 branches

    3.50%APY$350 a year on $10,000with conditions
  6. First Tech Federal Credit UnionFirst Tech Premier Rewards SavingsSavings · $25 min

    Credit union · 1 branch

    3.50%APY$350 a year on $10,000with conditions
  7. Top Carrot, Carrot Score 92
    Texell Credit UnionSave FirstSavings · $0 min · 0.00%–3.50% by balance

    Credit union · 8 branches

    3.50%APY$350 a year on $10,000
  8. Top Carrot, Carrot Score 95
    Cornerstone Capital BankDigital High-Yield SavingsSavings · $50 min

    Bank · 16 branches

    3.50%APY$350 a year on $10,000
  9. BankUnitedPromotional Money Market AccountPromotional Money Market Account · $2,500 min

    Bank · 1 branch

    3.50%APY$350 a year on $10,000intro rate
  10. Texans Credit UnionMy Texans SavingsSavings · $5 min · 0.01%–3.50% by balance

    Credit union · 14 branches

    3.50%APY$350 a year on $10,000with conditions
  11. Heritage Hub Federal Credit UnionHigh Yield Savings AccountSavings

    Credit union · 1 branch

    3.50%APY$350 a year on $10,000
  12. Monet BankStatement Savings AccountsSavings · $1,000 min

    Bank · 3 branches

    3.45%APY$345 a year on $10,000
  13. PlainsCapital BankPersonal Savings AccountSavings · $100 min

    Bank · 54 branches

    3.40%APY$340 a year on $10,000
  14. Rally Credit UnionLiberty SavingsSavings · $25 min · 3.30%–3.45% by balance

    Credit union · 22 branches

    3.30%APY$330 a year on $10,000with conditions
  15. Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance

    Bank · 142 branches

    3.25%APY$325 a year on $10,000with conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What savings accounts pay in Texas

963 accounts at 412 banks and credit unions · checked Oct 16–22

Typical
0.25%
Top 10% from
2.02%
Banks, typical
0.35%
Credit unions, typical
0.25%

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Texas

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Harris County Federal Credit UnionCredit union · 1 branch
  2. NAFT Federal Credit UnionCredit union · 3 branches
  3. Barksdale Federal Credit UnionCredit union · 2 branches
See all ranked institutions

Savings rates by state

Best High-Yield Savings Rates of October 2026 | Carrot Rate