Bank · FDIC insured
Cornerstone Capital Bank Savings Rates
Top CarrotCornerstone Capital Bank’s best savings rate is 3.50% APY on $10,000, with its Digital High-Yield Savings. Rates checked October 16, 2026.
How Cornerstone Capital Bank’s savings rates compare
Compared with banks and credit unions near Lubbock, TX, where Cornerstone Capital Bank has the most branches. $10,000, best rate first.
This bank’s best
Cornerstone Capital Bank
3.50%APY
- Minimum
- $50
- Earns on $10,000 a year
- $350
Digital High-Yield Savings
Top rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
3rd-highest rate
PlainsCapital Bank
3.40%APY
- Minimum
- $100
- Earns on $10,000 a year
- $340
Cornerstone Capital Bank savings score
96
Savings score
Higher than 98% of U.S. banks and credit unions
- $1,000 balance$1,0003.50%
- $10,000 balance$10,0003.50%
- $100,000 balance$100,0003.50%
- QualifiedQualified3.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Cornerstone Capital Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Digital High-Yield Savings
3.50%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Rate and APY may change after opening. Interest is compounded and credited quarterly. Up to 6 withdrawals per month allowed without service fees.Over $0 | 3.50% | $350 | Rate and APY may change after opening. Interest is compounded and credited quarterly. Up to 6 withdrawals per month allowed without service fees. |
Sources (3)
- cornerstonecapital.com/persona…personal-savings-account
- cornerstonecapital.com/lennar-rates
- cornerstonecapital.com/rate-schedule
All captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.