Best high-yield savings rates

Requirements

Product: Requires an Interest Checking Combo Account with identical ownership. No monthly maintenance service charge. $4.85 monthly paper statement fee waived if average month to date balance is $5,000 or greater, OR average month to date balance is $25,000 or greater in qualifying deposits, OR account is set up for eStatements.

Offer: Base rate when qualifications are not met in the Interest Checking Combo Account.

Requirements

Product: Free variable rate deposit account linked to MSB Rewards Cash or MSB Rewards Cash Back checking. Limit one account per SSN.

Offer: If monthly qualifications are not met, all balances earn base APY.

Requirements

Product: Free savings account with no minimum balance that earns dividends when meeting monthly qualifications of linked Keesler Federal checking account. Automatically moves rewards into savings.

Offer: Non-Qualified: earned on all balances when checking qualifications are not met.

Requirements

Product: Requires membership with Lampco Federal Credit Union (open to those who live, work, worship, attend school, or volunteer in Madison, Marion, Hamilton, or Hancock County, IN, or Ouachita Parish, LA). Must maintain a minimum balance of $5 to maintain membership.

Offer: Competitive dividends paid on entire balance.

Requirements

Product: Requires linking to a free Kasasa Cash or Kasasa Cash Back checking account. Qualifications per Monthly Qualification Cycle to receive higher rates: at least 12 debit card purchases, enrolled in and agree to receive eStatements, and enrolled in and log into online or mobile banking monthly.

Offer: Base rate applied to all balances if monthly qualifications are not met on linked checking account.

Requirements

Product: Minimum opening deposit of $300. $14 quarterly service charge waived with daily balance of $300 or more each statement cycle. Includes nine withdrawals per quarter ($3 per additional withdrawal). $3 paper statement fee waived with eStatements. Rate may change after account is opened. Fees could reduce earnings.

Offer: Rate applies to balances through $99,999.99. Rate may change after the account is opened. Fees could reduce earnings. $14 quarterly fee waived with daily balance of $300 or more per statement cycle.

Requirements

Product: To earn rewards rates, 12 debit card transactions must post and settle, 1 ACH credit must occur, and member must enroll in e-statements during each Monthly Qualification Cycle on linked Spend Better or Earn Better account. If qualifications are not met, all balances earn base rate of 0.05% APY. Balances over $50,000 earn 0.50% dividend rate on portion over $50,000, resulting in 4.01% to 0.50% APY. Limit one account per SSN. Domestic ATM fees reimbursed up to $25 per cycle.

Offer: Base rate earned on all balances if monthly qualifications are not met on linked Spend Better or Earn Better checking account.

Requirements

Product: Must be linked to a Kasasa Cash or Kasasa Cash Back checking account. Automatic transfer of Kasasa checking rewards into Kasasa Saver. Requires enrolling in and logging into online banking at least once per monthly qualification cycle and receipt of electronic statements.

Offer: Base rate earned on all balances when linked Kasasa Cash or Kasasa Cash Back account qualifications are not met.

Requirements

Product: Links to High Yield Spend Checking account. To earn higher rate tiers, must meet monthly qualification cycle requirements in High Yield Spend: at least 12 debit card purchases, enrolled in and agree to receive eStatements, and enrolled in and log into online banking.

Offer: Base rate applied to all balances if qualifications are not met in High Yield Spend account.

Requirements

Product: Limit one account per SSN. Available to Louisiana and Arkansas residents only. Linked to a Priority Checking account and cannot be opened without one.

Offer: If monthly qualifications are not met on Priority Checking, 0.05% APY on entire balance.

Requirements

Product: Must maintain a minimum balance of $2,500.00 in the account each day to obtain the disclosed annual percentage yield.

Offer: Service charge fee of $5.00 imposed each monthly statement cycle if average daily balance falls below $1,000.00.

Requirements

Product: All members must maintain a $5 balance in their savings account to remain a member, and demonstrate regular activity in their account to keep it active. Interest is paid quarterly on the average daily balance.

Requirements

Product: Establishes credit union membership. No monthly fees when enrolled in eStatements.

Offer: No monthly fees when enrolled in eStatements; no minimum balance required to earn interest.

Requirements

Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.

Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.

Requirements

Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.

Offer: Standard Rate with qualifying, open Huntington Perks Checking account. Rate applies to ZIP code 43215.