Credit union · NCUA insured
SWBE FCU
A $8.5M credit union headquartered in New Orleans, LA, with 1,456 members and 1 branch in Louisiana. Best rates: CDs 1.00% and savings 0.05% APY.
SWBE FCU Carrot Score
60
Carrot Score
Higher than 1% of U.S. banks and credit unions
#30 of 31 in New Orleans, LA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About SWBE FCU
- Headquarters
- 625 Saint Joseph St # B13, New Orleans, LA 70165-6500
- NCUA charter
- 2056
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees of the Sewerage and Water Board are eligible for credit union membership.
Family and household
- Family members of employees of the Sewerage and Water Board are eligible for credit union membership.
Branches
1 branch in Louisiana
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Louisiana
1 branch
- Sewerage & Water Board Employees FCUMain office625 Saint Joseph St # B13, New Orleans, LA 70165Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 7.72% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.81% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.11% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $35 | $59 | — |
- CapitalNet worth ratio7.72%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.81%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.11%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$35Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of SWBE FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.