Credit union · NCUA insured
Lampco FCU
A $89.3M credit union headquartered in Anderson, IN, with 7,796 members and 3 branches in 2 states. Best rates: CDs 2.50% and savings 0.25% APY.
Lampco FCU Carrot Score
62
Carrot Score
Higher than 6% of U.S. banks and credit unions
#38 of 43 in Indianapolis, IN metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Lampco FCU
Lampco Federal Credit Union is a community credit union headquartered in Anderson, Indiana, that has served the financial needs of its Madison County community for over 50 years.
- Headquarters
- 5411 Dr Martin Luther King Jr Blvd, Anderson, IN 46013
- NCUA charter
- 15248
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, attend school, or volunteer in Madison, Marion, Hamilton, or Hancock County, Indiana, or Ouachita Parish, Louisiana.
Cost to join
- A minimum deposit of $5.00 in a Member Savings Account is required to establish membership.
Branches
3 branches in 2 states
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Indiana
2 branches
- Main OfficeMain office5411 Dr Martin Luther King Jr Blvd, Anderson, IN 46013Directions
- South Branch1815 E 53rd St, Anderson, IN 46013Directions
Louisiana
1 branch
- Monroe LA1500 N 19th St, Monroe, LA 71201Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.70% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.89% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.11% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $89 | $59 | — |
- CapitalNet worth ratio9.70%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.89%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.11%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$89Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Lampco FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.