Credit union · NCUA insured
Lampco FCU Savings Rates
Lampco FCU’s best savings rate is 0.25% APY on $10,000, with its Money Market Account. Rates checked October 15, 2026.
How Lampco FCU’s savings rates compare
Compared with banks and credit unions near Indianapolis, IN, where Lampco FCU has the most branches. $10,000, best rate first.
This credit union’s best
Lampco FCU
0.25%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $25
Money Market Account
Top rate
CFBank
4.25%APY
- Minimum
- —
- Earns on $10,000 a year
- $425
2nd-highest rate
Northwest Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
Lampco FCU savings score
70
Savings score
Higher than 26% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Lampco FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.25%APY
Must maintain a minimum balance of $2,500; earn competitive dividends on balances over $2,500; no monthly service fee.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $10,000Minimum balance to earn dividends: $2,500.00. | 0.25% | $25 | Minimum balance to earn dividends: $2,500.00. |
| $10,000 – $25,000Minimum balance to earn dividends: $2,500.00. | 0.25% | — | Minimum balance to earn dividends: $2,500.00. |
| $25,000 – $50,000Minimum balance to earn dividends: $2,500.00. | 0.25% | — | Minimum balance to earn dividends: $2,500.00. |
| Over $50,000Minimum balance to earn dividends: $2,500.00. | 0.25% | — | Minimum balance to earn dividends: $2,500.00. |
Sources (2)
All captured Sep 18, 2026
Kasasa Saver
Up to 0.25%APY
Must be linked to a Kasasa Cash or Kasasa Cash Back checking account and receive monthly electronic statements. Limit 1 account per Social Security number.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Qualifying rate on balance up to $10,000 when monthly qualifications are met in linked Kasasa checking (at least 12 debit card purchases and at least 1 direct deposit, bill pay, or ACH payment post and settle). | 0.25% | $25 | Qualifying rate on balance up to $10,000 when monthly qualifications are met in linked Kasasa checking (at least 12 debit card purchases and at least 1 direct deposit, bill pay, or ACH payment post and settle). |
| Any balanceBase dividend rate applied to all balances when linked Kasasa checking qualifications are not met. | 0.01% | $1 | Base dividend rate applied to all balances when linked Kasasa checking qualifications are not met. |
| $10,000 and upQualifying rate on portion of balance over $10,000 when monthly qualifications are met; results in a range from 0.25% to 0.16% APY depending on balance. | 0.15% | $15 | Qualifying rate on portion of balance over $10,000 when monthly qualifications are met; results in a range from 0.25% to 0.16% APY depending on balance. |
Sources (3)
- lampco.com/services-tools/tools/rates.html
- lampco.com/accounts/personal-savings
- lampco.com/accounts/personal-s…s/free-kasasa-saver.html
All captured Sep 18, 2026
Member Savings Account
0.05%APY
Requires membership with Lampco Federal Credit Union (open to those who live, work, worship, attend school, or volunteer in Madison, Marion, Hamilton, or Hancock County, IN, or Ouachita Parish, LA). Must maintain a minimum balance of $5 to maintain membership.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceCompetitive dividends paid on entire balance.Any balance | 0.05% | $5 | Competitive dividends paid on entire balance. |
Sources (3)
- lampco.com/services-tools/tools/rates.html
- lampco.com/accounts/personal-savings
- lampco.com/accounts/personal-s…ber-savings-account.html
All captured Sep 18, 2026
Special-purpose accounts
IRA Shares
0.70%APY
Available in Traditional and Roth IRA options. Early withdrawals may be subject to penalty.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo annual fees or setup fees. No minimum balance requirements. Subject to IRS contribution limits and early withdrawal penalties.Any balance | 0.70% | $70 | No annual fees or setup fees. No minimum balance requirements. Subject to IRS contribution limits and early withdrawal penalties. |
Sources (3)
- lampco.com/services-tools/tools/rates.html
- lampco.com/accounts/personal-savings
- lampco.com/accounts/personal-s…ement-accounts-iras.html
All captured Sep 18, 2026
Who can join Lampco FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, attend school, or volunteer in Madison, Marion, Hamilton, or Hancock County, Indiana, or Ouachita Parish, Louisiana.
Cost to join
- A minimum deposit of $5.00 in a Member Savings Account is required to establish membership.
Membership information collected October 5, 2026.