Credit union · NCUA insured
SWBE FCU Savings Rates
SWBE FCU’s best savings rate is 0.05% APY on $10,000, with its Share Savings. Rates checked October 16, 2026.
How SWBE FCU’s savings rates compare
Compared with banks and credit unions near New Orleans, LA, where SWBE FCU has the most branches. $10,000, best rate first.
This credit union’s best
SWBE FCU
0.05%APY
- Minimum
- —
- Earns on $10,000 a year
- $5
Share Savings
Top rate
Keesler Federal Credit Union
3.25%APY
- Minimum
- $0
- Earns on $10,000 a year
- $325
2nd-highest rate
Chevron Federal Credit Union
3.15%APY
- Minimum
- $0
- Earns on $10,000 a year
- $315
SWBE FCU savings score
61
Savings score
Higher than 3% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where SWBE FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Savings
0.05%APY
All members must maintain a $5 balance in their savings account to remain a member, and demonstrate regular activity in their account to keep it active. Interest is paid quarterly on the average daily balance.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $500 | 0.00% | — |
| $500 – $25,000 | 0.05% | $5 |
| $25,000 and up | 0.05% | — |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
IRAs
0.25%APY
A low minimum amount is required to set up a Traditional IRA savings account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.25% | $25 |
Christmas Club
0.05%APY
Low minimum deposit required. Higher dividends than regular savings account rate.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (2)
All captured Sep 18, 2026
Who can join SWBE FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees of the Sewerage and Water Board are eligible for credit union membership.
Family and household
- Family members of employees of the Sewerage and Water Board are eligible for credit union membership.
Membership information collected October 5, 2026.