Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Indiana
- 3.25%APY$325 a year on $10,000
Requirements
Product: $10,000 minimum balance requirement. Limited to six withdrawals per month. Interest compounded quarterly.
Offer: Balances below $10,000 earn 0.00% APY (no interest).
Compounded quarterly · Effective Jan 7, 2026
Rate by balance
Rate by balance for Elevated Savings Balance APY Any balance 0.00% $10,000 and upYour amountUnlimited deposits. 3.25% Rate checked
More details - CommunityAmerica Credit UnionAdvantage Money MarketAdvantage Money Market · $1,000 min
Credit union · 1 branch
3.20%APY$320 a year on $10,000Requirements
Product: Variable rate. Compounded daily and credited monthly. Requires maintaining the minimum daily balance required to earn the APY.
Offer: Subject to a $10 monthly fee if balance falls below $1,000 at any time.
3.15% interest rate · Compounded daily · $10 monthly fee · Effective Oct 5, 2026
Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 38 branches
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - First Internet BankMoney Market SavingsMoney Market Savings · $100 min · 3.09%–3.88% by balance
Bank · 1 branch
3.09%APY$309 a year on $10,000Requirements
Product: A minimum opening deposit of $100 is required. A $5 monthly maintenance fee applies unless an average daily balance of $4,000 is maintained.
Offer: Rate applies to daily balances of $1,000,000 or less. Monthly fee of $5 is waived with an average daily balance of $4,000.
3.05% interest rate · $5 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $1,000,000Your amount 3.09% $1,000,000 and up 3.88% Rate checked
More details - United Federal Credit UnionElevate Money MarketElevate Money Market · $0 min · 0.00%–3.50% by balance
Credit union · 3 branches
3.00%APY$300 a year on $10,000with conditionsRequirements
Product: Tiered money market program for consumer accounts only; business accounts not eligible. Subject to membership qualifications. Bonus rate of 2.50% APY applies when meeting qualifying checking, debit/credit transactions, direct deposit/ACH, and e-statement criteria.
Offer: Standard tier rate.
Qualified rate · 0.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Elevate Money Market Balance APY Any balance 0.00% $1,000 and upYour amountTier rate with bonus rate. Requires Tax Reported Owner to have an Ultra Checking or Free Checking account maintained with an average monthly balance of at least $1.00, at least 20 cleared signature/non-PIN debit or credit card transactions, 1 direct deposit or ACH auto payment, and active e-statements. 3.00% $100,000 and upTier rate with bonus rate. Requires Tax Reported Owner to have an Ultra Checking or Free Checking account maintained with an average monthly balance of at least $1.00, at least 20 cleared signature/non-PIN debit or credit card transactions, 1 direct deposit or ACH auto payment, and active e-statements. 3.25% $250,000 and upTier rate with bonus rate. Requires Tax Reported Owner to have an Ultra Checking or Free Checking account maintained with an average monthly balance of at least $1.00, at least 20 cleared signature/non-PIN debit or credit card transactions, 1 direct deposit or ACH auto payment, and active e-statements. 3.50% Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Requires direct deposits totaling at least $2,000 going into an Everwise consumer checking account (excluding HSAs) under the same membership during the prior dividend period. Dividends are paid automatically for the first 2 dividend periods from account opening; after that, non-qualifying periods earn 0.00%.
Offer: No minimum balance required. Direct deposits totaling $2,000+ monthly to an Everwise checking account required to earn dividends after initial 2 periods.
Qualified rate · 2.96% interest rate · No monthly fee
Rate checked
More details - 2.85%APY$285 a year on $10,000with conditions
Requirements
Product: Must have personal checking account and debit card. Maintain at least $5,000 in Relationship Savings and $10,000 total across all deposit accounts as of 12 a.m. on the first of the month. Limited to one account per personal tax ID. No minimum balance fees.
Offer: Qualifications met: Requires personal checking account, debit card, minimum average daily balance of $5,000 in Relationship Savings, and $10,000 total balance across all deposit accounts as of 12 a.m. on the first of that month. Paid monthly.
Qualified rate · Effective Oct 1, 2026
Rate checked
More details - 2.75%APY$275 a year on $10,000with conditions
Requirements
Product: Part of the Connect Checking and Savings bundle. Connect Savings requires $0 to open in branch or $50 online. Earns tiered APY based on the number of qualified debit card transactions per statement cycle. If qualifications are not met, Connect Savings converts to Statement Savings.
Offer: Requires 16 - 24 qualified debit card transactions posted per statement cycle. Opening deposit is $0 in branch or $50 online.
Qualified rate · Effective Jul 1, 2026
Rate checked
More details - First Farmers Bank & TrustPrime Money MarketPrime Money Market · $0 min · 2.70%–3.45% by balance
Bank · 32 branches
2.70%APY$270 a year on $10,000Requirements
Product: APY tiers apply to the entire balance based on average daily balance.
2.66% interest rate · Effective Aug 1, 2024
Rate by balance
Rate by balance for Prime Money Market Balance APY Up to $100,000Your amount 2.70% $100,000 – $225,000 3.20% $225,000 – $300,000 3.45% $300,000 and up 3.45% Rate checked
More details - 2.66%APY$266 a year on $10,000
Requirements
Product: Subject to prior approval by Board of Directors. Domicile requirement: must be in Shelby, Decatur or contiguous counties excluding Marion. Rates may change daily.
Offer: Subject to prior approval by Board of Directors. Domicile requirement: must be in Shelby, Decatur or contiguous counties excluding Marion. Rates may change daily.
2.63% interest rate · Effective Dec 19, 2024
Rate checked
More details - Antwerp Exchange BankPlatinum Investment SavingsSavings · $10,000 min · 0.28%–3.80% by balance
Bank · 1 branch
2.52%APY$252 a year on $10,000Requirements
Product: Interest compounded and credited quarterly. A maintenance fee of $10 per month applies if the balance falls below $10,000 any day of the cycle.
Offer: A maintenance fee of $10 per month applies if balance falls below $10,000 any day of the cycle.
$10 monthly fee · Effective Sep 29, 2026
Rate by balance
Rate by balance for Platinum Investment Savings Balance APY Up to $10,000 0.28% $10,000 – $25,000Your amount 2.52% $25,000 – $100,000Maintenance fee avoided by maintaining minimum balance of $10,000. 3.04% $100,000 and upMaintenance fee avoided by maintaining minimum balance of $10,000. 3.80% Rate checked
More details - Christian Family Credit UnionChurch Variable SharesSavings · $25 min · 0.25%–3.55% by balance
Credit union · 1 branch
2.52%APY$252 a year on $10,000Requirements
Product: Dividends computed daily and paid quarterly.
Offer: Balance below $10,000 minimum. May be assessed a monthly below minimum balance fee.
0.25% interest rate · Effective Oct 3, 2025
Rate by balance
Rate by balance for Church Variable Shares Balance APY Up to $9,999 0.25% $10,000 – $24,999Your amount 2.52% $25,000 – $99,999 3.03% $100,000 – $199,999 3.29% $200,000 and up 3.55% Rate checked
More details - 2.50%APY$250 a year on $10,000with conditions
Requirements
Product: Requires linked High Tide Checking or Splash Back Checking account. No monthly maintenance fee, no minimum opening deposit, and no minimum balance required to earn rewards.
Offer: Qualifying rate when linked High Tide Checking or Splash Back Checking qualifications are met during Monthly Qualification Cycle (at least 15 debit card transactions, at least 1 direct deposit/ACH payment/ACH credit transaction, enrolled in and agree to receive eStatements).
Qualified rate · Balance cap $100,000 · No monthly fee · Effective Jun 8, 2026
Rate checked
More details - 2.50%APY$250 a year on $10,000with conditions
Requirements
Product: Must be linked/paired to free KB High Yield Checking or KB Cash Back Checking with automatic transfers of earnings. To qualify for the higher rate tier during each Monthly Qualification Cycle: at least 12 debit card purchases, at least 1 direct deposit or ACH Payment or ACH Credit transaction, and enroll in and agree to receive E-Statements. Limit of one KB High Yield Checking/Cash Back Checking account and one KB High Yield Saver account per Social Security number as primary owner.
Offer: When qualifications in linked KB High Yield Checking or KB Cash Back Checking are met during a Monthly Qualification Cycle (at least 12 debit card purchases, at least 1 direct deposit or ACH Payment/Credit transaction, enrolled in E-Statements).
Qualified rate · Balance cap $100,000 · No monthly fee · Effective Jul 1, 2026
Rate checked
More details - Members Advantage Credit UnionAdvantage SavingsAdvantage Savings · $5,000 min · 2.41%–2.46% by balance
Credit union · 3 branches
2.43%APY$243 a year on $10,000Requirements
Product: For the Regular savings, Advantage "Money Market" savings, & I.R.A. Savings accounts, dividends are compounded every month and paid quarterly based on the average daily computation method.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Advantage Savings Balance APY $5,000 – $9,999 2.41% $10,000 – $24,999Your amount 2.43% $25,000 – $49,999 2.46% $50,000 and up 2.46% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Indiana
457 accounts at 173 banks and credit unions · checked Oct 15–22
- Typical
- 0.15%
- Top 10% from
- 2.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.15%
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Indiana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityWide Federal Credit UnionCredit union · 11 branches
- Haynes Community FCUCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch