Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 241–255 results in Chicago, IL-IN metro
- 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: No minimum balance to earn dividends. No monthly service fee. Membership eligibility required. Qualification cycle is one calendar month. Higher rate requires bundled Verve Essential Checking with monthly ACH direct deposits totaling at least $250, valid email address, and enrollment in eStatements.
Offer: Qualifications not met or not bundled. Dividends compounded and paid monthly.
Qualified rate · 0.10% interest rate · No monthly fee · Effective Jan 13, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No monthly service fee. Minimum balance of $100 to earn dividends. Flexible goal-based savings account. Dividends compounded and paid monthly.
Offer: Minimum balance of $100 to earn dividends. Dividends paid and compounded monthly. Variable rate.
0.10% interest rate · Compounded monthly · No monthly fee · Effective Jan 13, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Par value of one share is $5.00. Minimum balance of $100.00 to earn dividends. Membership eligibility required.
Offer: Minimum balance of $100.00 to earn dividends. Dividends compounded and credited monthly.
0.10% interest rate · No monthly fee · Effective Jan 13, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Establishes membership/ownership in the credit union and is required for all members. $10.00 minimum balance is required to open and maintain the account. Dividends are credited and compounded quarterly. Rates are variable and subject to change without notice. Fees can reduce earnings.
Offer: Minimum deposit to open is $10.00. Minimum balance to earn APY is $10.00. Fees may reduce earnings. Rate may change as determined by the Credit Union's Board of Directors.
0.10% interest rate · Compounded quarterly
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Establishes membership/ownership in the credit union and is required for all members. $10.00 minimum balance is required to open and maintain the account. Dividends are credited and compounded quarterly. Rates are variable and subject to change without notice. Fees can reduce earnings.
Offer: Minimum deposit to open is $10.00. Minimum deposit/balance to earn APY is $10.00. Dividends are credited and compounded quarterly. Fees can reduce earnings.
0.10% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - Maroon Financial Credit UnionPrimary Share SavingsSavings · $5 min · 0.00%–0.10% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: $5 minimum balance required. Establishes membership with MFCU. 3 free withdrawals per month; $5 fee for excess withdrawals.
0.00% interest rate · No monthly fee · Effective Jul 28, 2026
Rate by balance
Rate by balance for Primary Share Savings Balance APY Up to $300 0.00% $300 and upYour amount 0.10% Rate checked
More details - First Mid Bank & TrustMoney Market AccountMoney Market Account · $50 min · 0.05%–0.50% by balance
Bank · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Interest earned on the full daily balance by tier. Interest rate and APY may change after account opening. $10 monthly maintenance fee if the daily minimum balance falls below $5,000 during a statement cycle. $2 paper statement fee per statement cycle, waived for age 50 or older or by signing up for eStatements.
Offer: Daily balances $0–$4,999.99. Variable rate. $10 monthly maintenance fee if daily minimum balance falls below $5,000 during a statement cycle. Fees could reduce earnings. Rates current as of the deposit-rates page date (full calendar date not stated).
0.05% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.20% $50,000 and up 0.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must complete payment of one share ($5.00 par value) in Savings Account as condition of admission to membership. Dividends accrue on daily balance, compound quarterly, credited quarterly. Rate may be adjusted quarterly. Up to 6 regulated withdrawal/transfer transactions per month.
Offer: Minimum balance to earn the stated APY is $10.00. Dividends compound quarterly.
0.10% interest rate · Effective Oct 6, 2026
Rate checked
More details - Republic Bank of ChicagoRepublic Statement SavingsSavings · $25 min · 0.00%–0.10% by balance
Bank · 20 branches
0.10%APY$10 a year on $10,000Requirements
Product: A $3 monthly maintenance fee is imposed unless a minimum $25 daily balance is maintained to earn APY and avoid the fee.
Offer: Tier One: $0.00 – $24.99. Minimum $25 daily balance required to avoid $3 monthly maintenance fee and earn APY.
0.00% interest rate · $3 monthly fee · Effective Sep 23, 2026
Rate by balance
Rate by balance for Republic Statement Savings Balance APY Up to $25 0.00% Up to $4,999 0.10% $5,000 and upYour amount 0.10% Rate checked
More details - Republic Bank of ChicagoElements Basic SavingsSavings · $25 min · 0.00%–0.10% by balance
Bank · 20 branches
0.10%APY$10 a year on $10,000Requirements
Offer: Tier One: $0.00 – $24.99.
0.00% interest rate · Effective Sep 23, 2026
Rate by balance
Rate by balance for Elements Basic Savings Balance APY Up to $25 0.00% Up to $4,999 0.10% $5,000 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Primary savings account that establishes membership; all members are required to open and maintain a Share Savings Account with a minimum balance of $25.
Offer: Minimum balance of $25 required to establish and maintain membership.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Monthly service charge of $4.00 is waived if the account owner is under age 25, age 65 or older, or maintains a minimum daily balance of $300.
Offer: Monthly service fee of $4.00 waived if under age 25, age 65 or older, or with a minimum daily balance of $300. Interest compounded and credited quarterly.
0.10% interest rate · $4 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Membership eligibility required. Requires a $5 deposit into Member Ownership Share account.
Offer: Variable rate. Dividends compounded and credited monthly.
0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: A minimum balance of $50 is required at month-end to avoid a service fee. Dividends are applied based on the previous month's average daily balance and paid monthly.
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Interest is compounded and credited quarterly. Rate may change after the account is opened. A monthly maintenance fee of $2.00 applies if the daily balance falls below $100.00 (waived for primary owners 18 and younger).
Offer: Interest is compounded and credited quarterly. $2.00 monthly maintenance fee is imposed if the account falls below a daily balance of $100.00; fee waived for primary owners 18 and younger.
0.10% interest rate · $2 monthly fee · Effective Sep 28, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Chicago, IL-IN metro
393 accounts at 160 banks and credit unions · checked Oct 22–23
- Typical
- 0.21%
- Top 10% from
- 2.04%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Chicago, IL-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Acme Continental Credit UnionCredit union · 1 branch
- CIBC Bank USABank · 5 branches
- New Century Federal Credit UnionCredit union · 2 branches