Credit union · NCUA insured
US #1364 Federal Credit Union Savings Rates
Top CarrotUS #1364 Federal Credit Union’s best savings rate is 1.50% APY on $10,000, with its Money Market Account. Rates checked October 15, 2026.
How US #1364 Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Chicago, IL-IN, where US #1364 Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
US #1364 Federal Credit Union
1.50%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $150
Money Market Account
Top rate
Justice Federal Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $400
2nd-highest rate
United Trust Bank
3.90%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $390
US #1364 Federal Credit Union savings score
87
Savings score
Higher than 80% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0001.50%
- $100,000 balance$100,0002.50%
- QualifiedQualified1.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where US #1364 Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
1.50%APY
Up to 6 withdrawals per month; additional withdrawals are $5.00. Dividends are paid monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,000 – $20,000 | 1.50% | $150 |
| $20,000 – $75,000 | 2.00% | — |
| $75,000 and up | 2.50% | — |
Sources (3)
- usfederalcu.org
- usfederalcu.org/membership/abo…deral-credit-union/rates
- usfederalcu.org/accounts/check…nts/money-market-account
All captured Oct 5, 2026
Regular Share Savings Account
0.10%APY
A minimum balance of $50 is required at month-end to avoid a service fee. Dividends are applied based on the previous month's average daily balance and paid monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $24,999 | 0.10% | $10 |
| $25,000 – $50,000 | 0.10% | — |
| $50,000 – $75,000 | 0.10% | — |
| Over $75,000 | 0.10% | — |
Sources (1)
- usfederalcu.org/accounts/savings-accounts · captured Oct 5, 2026
Who can join US #1364 Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.