Credit union · NCUA insured
Verve, a Credit Union
A $1.6B credit union, the 309th largest of 4,329, headquartered in Oshkosh, WI, with 63,183 members and 20 branches in 2 states. Best rates: CDs 4.25% and savings 0.15% APY.
Verve, a Credit Union Carrot Score
76
Carrot Score
Higher than 42% of U.S. banks and credit unions
#16 of 26 in Oshkosh, WI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Verve, a Credit Union
- Headquarters
- 2900 Universal St, Oshkosh, WI 54904
- NCUA charter
- 66777
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, or worships in 23 designated counties across Wisconsin, Minnesota, and Illinois.
Employers and groups
- Membership is open nationwide through American Consumer Council (ACC) membership.
- Membership is open to employees of Kimberly-Clark Corp., Fox River Paper Co., and the medical services industry.
Family and household
- Membership is open to the immediate family of any current member.
Cost to join
- Members must purchase and maintain one required share at a par value of $5.00 in a savings account.
Branches
20 branches in 2 states
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Wisconsin
15 branches
Oshkosh area · 6
- UniversalMain office2900 Universal St, Oshkosh, WI 54904Directions
- Bell St110 W Bell St, Neenah, WI 54956Directions
- Green Bay Rd640 S Green Bay Rd, Neenah, WI 54956Directions
- Murdock215 W Murdock Ave, Oshkosh, WI 54901Directions
- Washburn1065 Washburn Ave, Oshkosh, WI 54904Directions
- Witzel Ave750 Witzel Ave, Oshkosh, WI 54902Directions
La Crosse area · 4
- Holmen110 Hale Dr, Holmen, WI 54636Directions
- LaCrosse - Main307 Main St Ste 101, La Crosse, WI 54601Directions
- LaCrosse - South3130 South Ave, La Crosse, WI 54601Directions
- Onalaska943 12th Ave S, Onalaska, WI 54650Directions
Appleton area · 3
- Oneida1435 Oneida St, Appleton, WI 54915Directions
- Brillion125 Jackson St, Brillion, WI 54110Directions
- SherwoodN585 Castle Dr, Sherwood, WI 54169Directions
Fond du Lac area · 2
- Fond du Lac - East1045 E Johnson St, Fond du Lac, WI 54935Directions
- Fond du Lac - West740 W Johnson St, Fond du Lac, WI 54935Directions
Illinois
5 branches
- Bridgeport808 W 35th St, Chicago, IL 60609Directions
- Chinatown2335 S Wentworth Ave, Chicago, IL 60616Directions
- Fulton323 N Carpenter St, Chicago, IL 60607Directions
- Roosevelt525 W Roosevelt Rd, Chicago, IL 60607Directions
- West Towne1959 W Grand Ave, Chicago, IL 60622Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.84% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.38% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.51% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $85 | $88 | — |
- CapitalNet worth ratio9.84%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.38%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.51%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$85Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Verve, a Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.