Credit union · NCUA insured
US #1364 Federal Credit Union
Top CarrotA $218.9M credit union headquartered in Merrillville, IN, with 13,028 members and 4 branches in Indiana. Best rates: CDs 4.25% and savings 1.50% APY.
US #1364 Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 85% of U.S. banks and credit unions
#20 of 124 in Chicago, IL-IN metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About US #1364 Federal Credit Union
- Headquarters
- 707 E 80th Pl Ste 300, Merrillville, IN 46410
- NCUA charter
- 1364
Branches
4 branches in Indiana
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Indiana
4 branches
- Merrillville Office8400 Broadway, Merrillville, IN 46410Directions
- Portage Office3275 Airport Rd, Portage, IN 46368Directions
- Meijer Branch405 Porters Vale Blvd, Space A, Valparaiso, IN 46383Directions
- Valparaiso Office334 W US Highway 30, Valparaiso, IN 46385Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.59% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.12% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.81% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $47 | $76 | — |
- CapitalNet worth ratio13.59%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.12%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.81%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$47Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of US #1364 Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.