Bank · FDIC insured
Republic Bank of Chicago Savings Rates
Republic Bank of Chicago’s best savings rate is 3.02% APY on $10,000, with its Digital Money Market. Rates checked October 16, 2026.
How Republic Bank of Chicago’s savings rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Republic Bank of Chicago has the most branches. $10,000, best rate first.
This bank’s best
Republic Bank of Chicago
3.02%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $302
Digital Money Market
Top rate
Justice Federal Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $400
2nd-highest rate
United Trust Bank
3.90%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $390
Republic Bank of Chicago savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0003.02%
- $100,000 balance$100,0003.02%
- QualifiedQualified3.02%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Republic Bank of Chicago ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Digital Money Market
3.02%APY
Available exclusively online. Account must be funded with money not currently on deposit with Republic Bank of Chicago. Monthly maintenance fee of $25 is assessed if balance falls below $2,500.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAccount must be funded with new money not currently on deposit with Republic Bank of Chicago. Monthly maintenance fee of $25 waived with minimum daily balance of $2,500.Any balance | 3.02% | $302 | Account must be funded with new money not currently on deposit with Republic Bank of Chicago. Monthly maintenance fee of $25 waived with minimum daily balance of $2,500. |
Power Index Money Market
2.77%APY
Minimum daily balance to obtain stated APY and avoid $30 maintenance fee is $10,000.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000 | 0.00% | — | |
| $10,000 and upMinimum daily balance of $10,000 to obtain stated APY and avoid $30 maintenance fee. | 2.77% | $277 | Minimum daily balance of $10,000 to obtain stated APY and avoid $30 maintenance fee. |
Sources (3)
All captured Oct 6, 2026
Executive Money Market
0.10%APY
Maintain a minimum $2,500 daily balance to earn APY and avoid $25 monthly maintenance fee.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500 | 0.00% | — | |
| $2,500 – $10,000Maintain a minimum $2,500 daily balance to earn APY and avoid $25 monthly maintenance fee. | 0.10% | — | Maintain a minimum $2,500 daily balance to earn APY and avoid $25 monthly maintenance fee. |
| $10,000 – $25,000Maintain a minimum $2,500 daily balance to earn APY and avoid $25 monthly maintenance fee. | 0.10% | $10 | Maintain a minimum $2,500 daily balance to earn APY and avoid $25 monthly maintenance fee. |
| $25,000 and upMaintain a minimum $2,500 daily balance to earn APY and avoid $25 monthly maintenance fee. | 0.10% | — | Maintain a minimum $2,500 daily balance to earn APY and avoid $25 monthly maintenance fee. |
Sources (3)
All captured Oct 6, 2026
Elements Basic Savings
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25Tier One: $0.00 – $24.99. | 0.00% | — | Tier One: $0.00 – $24.99. |
| Up to $4,999Tier Two: $25.00 – $4,999. | 0.10% | — | Tier Two: $25.00 – $4,999. |
| $5,000 and upTier Three: $5,000.00+. | 0.10% | $10 | Tier Three: $5,000.00+. |
Sources (1)
- republicebank.com/about/rates · captured Oct 6, 2026
Republic Statement Savings
0.10%APY
A $3 monthly maintenance fee is imposed unless a minimum $25 daily balance is maintained to earn APY and avoid the fee.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25Tier One: $0.00 – $24.99. Minimum $25 daily balance required to avoid $3 monthly maintenance fee and earn APY. | 0.00% | — | Tier One: $0.00 – $24.99. Minimum $25 daily balance required to avoid $3 monthly maintenance fee and earn APY. |
| Up to $4,999Tier Two: $25.00 – $4,999. Minimum $25 daily balance required to avoid $3 monthly maintenance fee and earn APY. | 0.10% | — | Tier Two: $25.00 – $4,999. Minimum $25 daily balance required to avoid $3 monthly maintenance fee and earn APY. |
| $5,000 and upTier Three: $5,000.00+. Minimum $25 daily balance required to avoid $3 monthly maintenance fee and earn APY. | 0.10% | $10 | Tier Three: $5,000.00+. Minimum $25 daily balance required to avoid $3 monthly maintenance fee and earn APY. |
Sources (3)
All captured Oct 6, 2026
Special-purpose accounts
IRA Money Market
2.77%APY
No minimum daily balance to obtain stated APY; no monthly maintenance fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum daily balance to obtain stated APY.Any balance | 2.77% | $277 | No minimum daily balance to obtain stated APY. |
Sources (1)
- republicebank.com/about/rates · captured Oct 6, 2026
Starter Statement Savings
0.10%APY
Designed for first-time savers up to age 18. Must maintain a minimum $25 daily balance to earn APY.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25Tier One: $0.00 – $24.99. | 0.00% | — | Tier One: $0.00 – $24.99. |
| $25 and upTier Two: $25.00+. | 0.10% | $10 | Tier Two: $25.00+. |
Sources (2)
All captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.