Credit union · NCUA insured
Maroon Financial Credit Union Savings Rates
Maroon Financial Credit Union’s best savings rate is 0.75% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Maroon Financial Credit Union’s savings rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Maroon Financial Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Maroon Financial Credit Union
0.75%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $75
Money Market Account
Top rate
Justice Federal Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $400
2nd-highest rate
United Trust Bank
3.90%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $390
Maroon Financial Credit Union savings score
82
Savings score
Higher than 59% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.75%
- $100,000 balance$100,0001.77%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Maroon Financial Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.75%APY
Avoid the $25 monthly service fee by maintaining a $2,500 minimum balance. Includes 6 free transactions per month by pre-authorized automatic, telephone, drafts, debit cards, or other similar order; $5 per transaction in excess thereafter. Unlimited in-person or mail withdrawals.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,499Minimum balance to earn stated APY is $2,500. $25 monthly service fee waived by maintaining a $2,500 minimum balance. | 0.00% | — | Minimum balance to earn stated APY is $2,500. $25 monthly service fee waived by maintaining a $2,500 minimum balance. |
| $2,500 – $19,999$25 monthly service fee waived by maintaining a $2,500 minimum balance. | 0.75% | $75 | $25 monthly service fee waived by maintaining a $2,500 minimum balance. |
| $20,000 – $74,999$25 monthly service fee waived by maintaining a $2,500 minimum balance. | 1.51% | — | $25 monthly service fee waived by maintaining a $2,500 minimum balance. |
| $75,000 and up$25 monthly service fee waived by maintaining a $2,500 minimum balance. | 1.77% | — | $25 monthly service fee waived by maintaining a $2,500 minimum balance. |
Sources (2)
- maroonfinancial.org/accounts/p…ney-market-accounts.html
- maroonfinancial.org/services-tools/tools/rates.html
All captured Oct 7, 2026
Primary Share Savings
0.10%APY
$5 minimum balance required. Establishes membership with MFCU. 3 free withdrawals per month; $5 fee for excess withdrawals.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $300 | 0.00% | — |
| $300 and up | 0.10% | $10 |
Special-purpose accounts
IRA Money Market Account
0.75%APY
Traditional and Roth IRA options available. No setup fees, no monthly or annual maintenance fees. $5,500 contribution limit per year plus additional $1,000 catch-up for ages 50+. IRAs receive an additional $250,000 of NCUA insurance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,499Minimum balance to earn stated APY is $2,500. No setup, monthly, or annual maintenance fees. | 0.00% | — | Minimum balance to earn stated APY is $2,500. No setup, monthly, or annual maintenance fees. |
| $2,500 – $19,999No setup, monthly, or annual maintenance fees. | 0.75% | $75 | No setup, monthly, or annual maintenance fees. |
| $20,000 – $74,999No setup, monthly, or annual maintenance fees. | 1.51% | — | No setup, monthly, or annual maintenance fees. |
| $75,000 and upNo setup, monthly, or annual maintenance fees. | 1.77% | — | No setup, monthly, or annual maintenance fees. |
Sources (2)
- maroonfinancial.org/accounts/p…ement-accounts-iras.html
- maroonfinancial.org/services-tools/tools/rates.html
All captured Oct 7, 2026
Holiday Club Account
0.10%APY
Dividends paid quarterly. Funds automatically disbursed to MFCU checking or Primary Share Savings on November 1. Dividends forfeited if withdrawn prior to maturity and account is closed. No monthly service fees.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Competitive dividends on entire balance. Dividends paid quarterly. Early withdrawal forfeits dividends if closed prior to maturity.Over $0 | 0.10% | $10 | Competitive dividends on entire balance. Dividends paid quarterly. Early withdrawal forfeits dividends if closed prior to maturity. |
Vacation Club Account
0.10%APY
Dividends paid quarterly. Make up to 2 withdrawals per calendar year. Third withdrawal results in a $5 fee and forfeiture of quarterly dividends; fourth withdrawal closes account. No monthly service fees.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Competitive dividends on entire balance. Dividends paid quarterly. Up to 2 withdrawals/year without penalty.Over $0 | 0.10% | $10 | Competitive dividends on entire balance. Dividends paid quarterly. Up to 2 withdrawals/year without penalty. |
Who can join Maroon Financial Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Membership is open to students, alumni, faculty, and staff members of the University of Chicago or University of Chicago Medical Center, including its subsidiaries and affiliated organizations.
Family and household
- Membership is open to family members of current members.
Cost to join
- Opening a Primary Share Account requires a minimum deposit of $5.
Membership information collected October 5, 2026.