Credit union · NCUA insured
Planites Credit Union
A $39.4M credit union headquartered in Chicago, IL, with 3,910 members and 1 branch in Illinois. Best rates: CDs 4.40% and savings 0.10% APY.
Planites Credit Union Carrot Score
78
Carrot Score
Higher than 45% of U.S. banks and credit unions
#65 of 124 in Chicago, IL-IN metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Planites Credit Union
- Headquarters
- 300 E Randolph ST, Cal 419, Chicago, IL 60601-5014
- NCUA charter
- 61643
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is available to employees of HCSC, Dearborn Group, and all other subsidiaries and affiliates of HCSC.
Family and household
- Family members of employees of HCSC, Dearborn Group, and all other subsidiaries and affiliates of HCSC are eligible for membership.
Branches
1 branch in Illinois
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Illinois
1 branch
- Planites Credit UnionMain office300 E Randolph ST, Cal 419, Chicago, IL 60601Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.28% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.85% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.51% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $49 | $59 | — |
- CapitalNet worth ratio11.28%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.85%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.51%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$49Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Planites Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.