Best high-yield savings rates

Requirements

Product: Must be 18 years of age. Fee waived if calendar month's average daily ledger balance is $500.00 or more. First 2 teller assisted withdrawals per calendar month free, subsequent $1.00 each. $10.00 fee if closed within 6 months.

Offer: Daily minimum ledger balance required to earn APY. Interest accrued daily, compounded quarterly.

Requirements

Product: Minimum balance $5.00 required for membership.

Offer: Dividend rates are declared and paid at the end of the quarter. $5.00 minimum balance is required.

Requirements

Product: Tiered-Interest Bearing Account. Interest is compounded and credited monthly to the account balance. $10.00 Monthly Service Charge waived by maintaining a minimum daily balance of $5,000 or more. Free Online Statements; Paper Statements available for $3 per month.

Offer: Monthly service charge waived with minimum daily balance of $5,000 or more.

Requirements

Product: All share accounts are variable rate accounts. Member must maintain $5 par value.

Requirements

Product: No quarterly service fee with $100 minimum daily balance; otherwise $6.00 quarterly fee. 6 debits per quarter included; $3.00 service fee for each debit greater than 6 in a quarter. Interest paid quarterly.

Offer: $100 minimum daily balance to earn interest.

Requirements

Product: $250 minimum deposit to open. No monthly service charge if balance remains at or above $250 ($5 monthly fee if balance falls below $250 anytime during the month). Limited to 8 transfers/withdrawals per statement cycle ($10 excess activity fee per transaction over 8). Overdraft Transfer Sweep automatically transfers money from Itasca Savings to checking in $100 increments with no transfer fee.

Offer: $5 monthly fee if balance falls below $250 anytime during the month; waived if balance remains at or above $250. 8 transfers/withdrawals included per cycle.

Requirements

Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.

Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.

Requirements

Product: No minimum balance to earn dividends. No monthly service fee. Membership eligibility required. Qualification cycle is one calendar month. Higher rate requires bundled Verve Essential Checking with monthly ACH direct deposits totaling at least $250, valid email address, and enrollment in eStatements.

Offer: Qualifications met: Bundled Verve Essential Checking with monthly ACH direct deposits totaling at least $250, valid email address, and enrollment in eStatements. Dividends compounded and paid monthly.

Requirements

Product: Quarterly statement. 6 withdrawals per month; $2.00 fee for each debit transaction in excess of limit. $5.00 fee if balance falls below $100 minimum in statement cycle.

Offer: Interest compounded and paid quarterly. $5.00 fee if balance falls below $100 minimum balance requirement in the statement cycle.

Requirements

Product: Tiered variable interest rate compounded and credited monthly using the daily balance method. When daily balance is within a specified tier range, the rate is earned on the entire account balance. Minimum balance of $0.01 or greater required to earn interest. Monthly fee of $15 waived if minimum daily balance of $5,000 is maintained each day of the cycle. Minimum withdrawal or transfer amount is $500.

Offer: Tier applies to balances of $0.01 to $24,999.99 (less than $25,000). Stated APY earned on entire balance. $15 monthly service charge if balance falls below $5,000 on any day of the cycle. Minimum withdrawal/transfer is $500.

Requirements

Product: A $6.00 per quarter account maintenance fee applies when the primary accountholder is 18 years or older, the total balance in all shares at the end of the quarter is less than $100, the average daily balance of total shares is less than $100 during the quarter, there was no outstanding balance on a loan at the end of the quarter, and there was no activity in the past six months.

Requirements

Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.

Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.

Requirements

Product: Dividends on Insured Money Market Accounts are paid on the average daily balance and compounded and credited monthly. Unlimited in-person withdrawals or by mail; 3 free withdraws per month; $10 per withdraw thereafter.

Requirements

Product: Dividends on all savings accounts are paid on the average daily balance and compounded and credited quarterly.

Offer: Competitive dividends earned on balances of $50 or more. Dividends paid on average daily balance and compounded and credited quarterly.

Requirements

Product: Establishes membership with Allegius Credit Union. Avoid the $5 monthly service fee by maintaining a total savings account or total loan product minimum average daily balance of $250. Dividends are paid on average daily balance and compounded and credited quarterly.

Offer: Competitive dividends earned on balances of $50 or more. $5 monthly fee waived by maintaining a total savings account or total loan product minimum average daily balance of $250. Dividends paid on average daily balance and compounded and credited quarterly.