Credit union · NCUA insured
Allegius Credit Union Savings Rates
Allegius Credit Union’s best savings rate is 0.30% APY on $10,000, with its Insured Money Market. Rates checked October 15, 2026.
How Allegius Credit Union’s savings rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Allegius Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Allegius Credit Union
0.30%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $30
Insured Money Market
Top rate
Justice Federal Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $400
2nd-highest rate
United Trust Bank
3.90%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $390
Allegius Credit Union savings score
74
Savings score
Higher than 37% of U.S. banks and credit unions
- $1,000 balance$1,0000.30%
- $10,000 balance$10,0000.30%
- $100,000 balance$100,0000.40%
- QualifiedQualified0.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Allegius Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Kasasa Saver
Up to 2.60%APY
Links to Kasasa Cash or Kasasa Cash Back checking account. Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings. To qualify for highest rates: at least 12 debit card purchases, enrolled in and agree to receive e-statements, and enrolled in and log into online banking during each Monthly Qualification Cycle.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000Qualifications met in linked Kasasa Cash or Kasasa Cash Back account during Monthly Qualification Cycle: at least 12 debit card purchases, enrolled in and agree to receive e-statements, enrolled in and log into online banking. | 2.60% | $260 | Qualifications met in linked Kasasa Cash or Kasasa Cash Back account during Monthly Qualification Cycle: at least 12 debit card purchases, enrolled in and agree to receive e-statements, enrolled in and log into online banking. |
| Any balanceBase rate applied to all balances if qualifications are not met in linked Kasasa Cash or Kasasa Cash Back account. | 0.01% | $1 | Base rate applied to all balances if qualifications are not met in linked Kasasa Cash or Kasasa Cash Back account. |
Sources (3)
- allegius.org/manage/tools/rates.html
- allegius.org/save/personal-savings
- allegius.org/save/personal-savings/kasasa-saver.html
All captured Sep 18, 2026
Insured Money Market
0.30%APY
Dividends on Insured Money Market Accounts are paid on the average daily balance and compounded and credited monthly. Unlimited in-person withdrawals or by mail; 3 free withdraws per month; $10 per withdraw thereafter.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $24,999 | 0.30% | $30 |
| $25,000 and up | 0.40% | — |
Sources (3)
- allegius.org/manage/tools/rates.html
- allegius.org/save/personal-savings
- allegius.org/save/personal-sav…oney-market-account.html
All captured Sep 18, 2026
Share Savings
0.30%APY
Establishes membership with Allegius Credit Union. Avoid the $5 monthly service fee by maintaining a total savings account or total loan product minimum average daily balance of $250. Dividends are paid on average daily balance and compounded and credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upCompetitive dividends earned on balances of $50 or more. $5 monthly fee waived by maintaining a total savings account or total loan product minimum average daily balance of $250. Dividends paid on average daily balance and compounded and credited quarterly.$50 and up | 0.30% | $30 | Competitive dividends earned on balances of $50 or more. $5 monthly fee waived by maintaining a total savings account or total loan product minimum average daily balance of $250. Dividends paid on average daily balance and compounded and credited quarterly. |
Sources (3)
- allegius.org/manage/tools/rates.html
- allegius.org/save/personal-savings
- allegius.org/save/personal-sav…are-savings-account.html
All captured Sep 18, 2026
Special Savings
0.30%APY
Dividends on all savings accounts are paid on the average daily balance and compounded and credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upCompetitive dividends earned on balances of $50 or more. Dividends paid on average daily balance and compounded and credited quarterly.$50 and up | 0.30% | $30 | Competitive dividends earned on balances of $50 or more. Dividends paid on average daily balance and compounded and credited quarterly. |
Sources (3)
- allegius.org/manage/tools/rates.html
- allegius.org/save/personal-savings
- allegius.org/save/personal-sav…ial-savings-account.html
All captured Sep 18, 2026
Special-purpose accounts
Traditional, Roth, and Conversion Roth IRA Savings
0.60%APY
Tax-advantaged retirement savings available as Traditional, Roth, and Conversion Roth IRAs. No setup fees, no monthly or annual maintenance fees. Dividends paid on average daily balance and compounded and credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upDividends paid on balances of $50 or more based on average daily balance, compounded and credited quarterly.$50 and up | 0.60% | $60 | Dividends paid on balances of $50 or more based on average daily balance, compounded and credited quarterly. |
Sources (3)
- allegius.org/manage/tools/rates.html
- allegius.org/save/personal-savings
- allegius.org/save/personal-sav…ement-accounts-iras.html
All captured Sep 18, 2026
Christmas Club
0.30%APY
Save year-round for holiday expenses. Funds automatically transfer to an Allegius account of your choice during the first week of November each calendar year. Early withdrawal results in a penalty. Dividends paid on average daily balance and compounded and credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upCompetitive dividends earned on balances of $50 or more. Dividends paid on average daily balance and compounded and credited quarterly.$50 and up | 0.30% | $30 | Competitive dividends earned on balances of $50 or more. Dividends paid on average daily balance and compounded and credited quarterly. |
Sources (3)
- allegius.org/manage/tools/rates.html
- allegius.org/save/personal-savings
- allegius.org/save/personal-sav…istmas-club-account.html
All captured Sep 18, 2026
Who can join Allegius Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Allegius Credit Union are eligible for membership.
- Employees of The Arbors at Michigan City who work in or are paid from Michigan City, Indiana are eligible for membership.
- Employees of Bulk Transport Corp. who work in Michigan City, Indiana are eligible for membership.
- Members of the Independent Cat Society (headquartered in Westville, Indiana) are eligible to join by supporting the society with a $25 contribution at any Allegius office location during the new member process.
- Employees of Cleveland-Cliffs Inc. headquartered in Burns Harbor, Indiana are eligible for membership.
- Employees of CycleSport Yamaha who work in, or are paid or supervised from Hobart, Indiana are eligible for membership.
14 more ways to join
Employers and groups
- Employees of Five J’s Services Inc. dba Engravables and/or Duneland Specialties who work in Valparaiso, Indiana are eligible for membership.
- Employees of Hearthside Food Solutions who work in or are paid from Michigan City, Indiana are eligible for membership.
- Members of the International Longshoremen’s Association Local 2038 headquartered in Portage, Indiana are eligible for membership.
- Employees of Laborers` International Union of North America Local 81 who work in, or are paid or supervised from Valparaiso, Indiana are eligible for membership.
- Employees of Mittal Steel USA Railways dba Lake Michigan & IN Railways, Inc. who work in Burns Harbor, Indiana are eligible for membership.
- Employees of Paul Heuring Motors who work in Hobart, Indiana are eligible for membership.
- Members of the Plumbers Local Union No. 210 headquartered in Merrilville, Indiana are eligible for membership.
- Employees of Restaurant Management Corporation who are headquartered in Portage, Indiana are eligible for membership.
- Employees of Sun Engineering, Inc. who work in, or are paid or supervised from LakeStation, Indiana are eligible for membership.
- Members of the Local Union 6787 headquartered in Chesterton, Indiana are eligible for membership.
- Employees of Yesterday’s Treasures who work in, or are paid or supervised from Chesterton, Indiana are eligible for membership.
Military, government and schools
- Employees of the Town of Burns Harbor who are headquartered in Burns Harbor, Indiana are eligible for membership.
Family and household
- Immediate family members of current members (defined as spouse, child, sibling, parent, grandparent, grandchild, stepparents, stepchildren, stepsiblings, and adoptive relationships) are eligible for membership.
Other ways
- Spouses of persons who died while within the field of membership, retirees/pensioners/annuitants from eligible employers, volunteers, members of their immediate family or household, organizations of such persons, and corporate or other legal entities in the charter are eligible for membership.
Cost to join
- Opening a Share Savings Account with a minimum $5 deposit is required to establish membership.
- A $25 donation/contribution to the Independent Cat Society is required when joining via the Independent Cat Society membership path.
Membership information collected October 5, 2026.