Bank · FDIC insured
First Secure Community Bank Savings Rates
First Secure Community Bank’s best savings rate is 0.30% APY on $10,000, with its Personal Statement Savings. Rates checked October 16, 2026.
How First Secure Community Bank’s savings rates compare
Compared with banks and credit unions near Chicago, IL-IN, where First Secure Community Bank has the most branches. $10,000, best rate first.
This bank’s best
First Secure Community Bank
0.30%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $30
Personal Statement Savings
Top rate
Justice Federal Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $400
2nd-highest rate
United Trust Bank
3.90%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $390
First Secure Community Bank savings score
74
Savings score
Higher than 35% of U.S. banks and credit unions
- $1,000 balance$1,0000.30%
- $10,000 balance$10,0000.30%
- $100,000 balance$100,0000.30%
- QualifiedQualified0.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Secure Community Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Personal Statement Savings
0.30%APY
Quarterly statement. 6 withdrawals per month; $2.00 fee for each debit transaction in excess of limit. $5.00 fee if balance falls below $100 minimum in statement cycle.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Interest compounded and paid quarterly. $5.00 fee if balance falls below $100 minimum balance requirement in the statement cycle.Over $0 | 0.30% | $30 | Interest compounded and paid quarterly. $5.00 fee if balance falls below $100 minimum balance requirement in the statement cycle. |
Sources (2)
- 1stsecurebank.com/personal/dep…nd-money-market-accounts
- 1stsecurebank.com/personal/deposit-accounts/rates
All captured Oct 6, 2026
Personal Money Market
0.20%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 and up$10.00 monthly fee if balance falls below the $1,000 minimum balance requirement in the statement cycle. Compounding and payment of interest is monthly. APY and interest rate may change after account opening.$1,000 and up | 0.20% | $20 | $10.00 monthly fee if balance falls below the $1,000 minimum balance requirement in the statement cycle. Compounding and payment of interest is monthly. APY and interest rate may change after account opening. |
Sources (2)
- 1stsecurebank.com/personal/dep…nd-money-market-accounts
- 1stsecurebank.com/personal/deposit-accounts/rates
All captured Oct 6, 2026
Special-purpose accounts
Junior Savings
0.30%APY
Account balance must retain a positive balance to remain open. Minimum opening deposit $1.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Account balance must retain a positive balance to remain open.Over $0 | 0.30% | $30 | Account balance must retain a positive balance to remain open. |
Sources (2)
- 1stsecurebank.com/personal/dep…nd-money-market-accounts
- 1stsecurebank.com/personal/deposit-accounts/rates
All captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.