Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 181–195 results in Boston, MA-NH metro
- Salem Co-operative BankPartnership SavingsSavings · $10 min · 0.10%–1.50% by balance
Bank · 2 branches
0.15%APY$15 a year on $10,000with conditionsRequirements
Product: Must maintain a Partnership Checking account. Age requirement to open is 18. Daily balance of $7,500.00 or higher waives Partnership Checking monthly service charge ($17.50). Interest compounded monthly.
Qualified rate · 0.10% interest rate · Compounded monthly · No monthly fee · Effective Oct 8, 2026
Rate by balance
Rate by balance for Partnership Savings Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amount 0.15% $25,000 – $50,000 0.50% $50,000 – $100,000 0.60% $100,000 – $250,000 1.10% $250,000 – $500,000 1.20% $500,000 and up 1.50% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: No monthly service charge if a low minimum balance is maintained. Can be opened online or at a branch.
Offer: Variable interest rate. Minimum balance to avoid $3.00 monthly service charge is $250.00 any day of the statement cycle. Minimum balance to obtain disclosed APY is $10.00 daily balance. Interest compounded daily and credited monthly.
0.15% interest rate · Compounded daily · $3 monthly fee
Rate checked
More details - Luso American Credit UnionMoney MarketMoney Market · $2,500 min · 0.10%–0.15% by balance
Credit union · 3 branches
0.15%APY$15 a year on $10,0000.10% interest rate · Effective Sep 2, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.10% $2,500 and upYour amount 0.15% Rate checked
More details - City of Boston Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.15%–1.00% by balance
Credit union · 6 branches
0.15%APY$15 a year on $10,000Requirements
Product: Must be eligible for City of Boston Credit Union membership. Dividends are compounded daily and credited monthly. Rates are variable and may change at any time. Minimum balance requirements apply to average daily balance.
Offer: Tier I / Tier One. Minimum balance to earn dividends is $1,000.00.
0.15% interest rate · Compounded daily · Effective Oct 2, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 and upYour amount 0.15% $20,000 and upTier II / Tier Two. 0.30% $50,000 and upTier III / Tier Three. 0.50% $100,000 and upTier IV / Tier Four. 1.00% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: No monthly maintenance fee. No minimum balance required.
Offer: Rates may change after the account is opened. Fees may reduce earnings.
0.15% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - Stoughton Co-Operative BankMoney Market AccountMoney Market Account · $2,500 min · 0.01%–0.15% by balance
Bank · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Daily balance of $2,500 to waive the monthly service fees.
Offer: Minimum to earn APY is $25.00.
0.01% interest rate · Effective Sep 24, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $25 and up 0.01% $2,500 and upYour amountMinimum to earn APY is $2,500.00. 0.15% Rate checked
More details - Chelsea Employees Federal Credit UnionShare SavingsSavings · $25 min · 0.15%–1.26% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Establish membership with Chelsea Employees Federal Credit Union. Dividends earned daily and credited monthly or quarterly depending on average daily balance thresholds. Federally insured by NCUSIF/NCUA up to $250,000 with excess share insurance through MSIC.
Offer: Tier I minimum available balance to earn stated rate and APY.
0.15% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Share Savings Balance APY $25 and upYour amount 0.15% $20,000 and upTier II minimum available balance to earn stated rate and APY. 0.25% $50,000 and upTier III minimum available balance to earn stated rate and APY. 1.00% $100,000 and upTier IV minimum available balance to earn stated rate and APY. 1.26% Rate checked
More details - RiverWorks Credit UnionMoney Market AccountMoney Market Account · $1,500 min · 0.10%–0.30% by balance
Credit union · 3 branches
0.15%APY$15 a year on $10,000Requirements
Product: Tiered rate account. Dividends compounded monthly. No interest penalty for closing account. Balance below $1,500.00 will receive the same rate as the regular savings account. If average daily balance falls below the minimum for that dividend period, you will not earn any dividends during that period. Variable share deposit rate account rates may change after account is opened. Fees could reduce earnings.
Offer: If average daily balance falls below the minimum for that dividend period, you will not earn any dividends during that period.
0.10% interest rate · Compounded monthly · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,500 – $2,500 0.10% $2,500 – $10,000 0.10% $10,000 – $25,000Your amount 0.15% $25,000 – $75,000 0.30% $75,000 – $100,000 0.30% $100,000 and up 0.30% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Open a share account with one share ($25.00) for lifetime membership. Minimum balance to earn a dividend is $100.00. Account closed within 90 days incurs a $10.00 fee. No monthly fees.
Offer: Dividends are paid and compounded quarterly from current income and available earnings after required transfers to reserves.
Compounded quarterly · No monthly fee · Effective Sep 21, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000with conditions
Requirements
Product: Available with a Partners Bank bundle relationship only. Must have an active Silver Lining Ultimate Checking account and maintain $5,000 or more in combined deposit balances in checking and savings.
Offer: Relationship rate requires active Silver Lining Ultimate Checking account and $5,000 combined deposit balance in checking and savings.
Qualified rate · 0.15% interest rate · No monthly fee
Rate checked
More details - 0.15%APY$15 a year on $10,000with conditions
Requirements
Product: Available with a Partners Bank bundle relationship only. Designed for Veterans, Active Military, and First Responders and their families. Must maintain an active Heroes Ultimate Checking account.
Offer: Relationship rate requires active Heroes Ultimate Checking account.
Qualified rate · 0.15% interest rate · No monthly fee
Rate checked
More details - Massachusetts Family Credit UnionMoney MarketMoney Market · $25 min · 0.05%–2.00% by balance
Credit union · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: Membership is open to persons who live or work in Essex and Middlesex County areas.
Offer: Dividends credited and compounded monthly. Minimum balance of $25.00 required to open and maintain account.
0.05% interest rate · Compounded monthly · Effective Nov 1, 2025
Rate by balance
Rate by balance for Money Market Balance APY Up to $5,000 0.05% $5,000 – $24,999Your amount 0.15% $25,000 – $99,999 1.00% $100,000 – $199,999 1.00% $200,000 and up 2.00% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Waive monthly fee with $250 avg. monthly balance OR if you've notified us that you're 18 or younger or 65 or older.
Offer: Minimum opening deposit of $1. The minimum balance to earn the APY is $10. Fees may reduce earnings.
0.15% interest rate · $5 monthly fee
Rate checked
More details - Webster First Federal Credit UnionMoney MarketMoney Market · $5 min · 0.10%–0.15% by balance
Credit union · 4 branches
0.15%APY$15 a year on $10,000Requirements
Product: Available in Central and Eastern Massachusetts. Must live, work, worship, or attend school in Essex, Middlesex, Suffolk, or Worcester County or be a current Webster First member to open. No monthly maintenance fees.
0.10% interest rate · No monthly fee · Effective May 18, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,000 0.10% $1,000 – $25,000Your amount 0.15% $25,000 – $50,000 0.15% $50,000 – $100,000 0.15% $100,000 – $250,000 0.15% $250,000 – $500,000 0.15% $500,000 and up 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Tiered dividends based on the balance at the end of the month.
0.10% interest rate · Effective Sep 18, 2025
Rate by balance
Rate by balance for Share Savings Balance APY Up to $10,000 0.10% $10,000 – $20,000Your amount 0.15% $20,000 – $30,000 0.20% $30,000 and up 0.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Boston, MA-NH metro
447 accounts at 149 banks and credit unions · checked Oct 22
- Typical
- 0.10%
- Top 10% from
- 2.19%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.10%
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Boston, MA-NH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 13 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches